Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 15 · 2026-11-09
IELTS Writing Task 2 question
In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
Nowadays, In many country paying for different things using mobile phone apps and it is very common. Many people believe that paying for things using mobile phone app is a good thing. In my opinion is that this development hqave more advantages.
Firstly, when I go to the markit I cannot carry cash for buy things. I pay in shopkeeper account from my account ans it is very easy for me. Nowadys increase use of mobile phone and every people have phone in the hand and I think phone is first periority of every person and you dont need carry cash in the wallet and buy something on phone. In addition, Sometime people forget carry wallet they go to the markit then easily pay in mobile phone. I also buy all things on phone app because I have mobile phone and a ccount in bank.
On the othher hand, when I go to the shopping mall with my family I buy everything on bank card because everything nowadays is very expensive thats why I cannot carry more cash in the wallet. My country have more infulation beacyse of this cash carry is very risky in my country so I have a bank card or some time pay on mobile phone. It is very easy for everyone. In addition some people have limited money and they do not have any bank account they pay or buy everything in cash. Some people are old in my country they cannot use mobile phone and bank app they also pay in cash.
In conclusion, this development is a good things in my country and we should use this technology and apps its make easy life and we feel comfortable.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response: Band 5.5
You answer the question by stating that mobile payments have “more advantages,” and you give relevant reasons, including convenience when you do not have cash and the risks of carrying cash in a country with inflation. You also acknowledge disadvantages, such as older people and those without bank accounts being unable to use apps. However, the position is not consistently developed: the shopping-mall example shifts to paying by bank card, so its connection to mobile apps is unclear, and the disadvantages are not weighed against the benefits before the conclusion. To strengthen the response, explain how the examples specifically relate to phone payments and make a clearer comparison showing why the advantages outweigh the disadvantages.
Coherence and Cohesion: Band 5.0
The response has an introduction, two body paragraphs and a conclusion, and the ideas are generally grouped by topic. Basic linking phrases such as “Firstly,” “In addition,” “On the other hand” and “In conclusion” help signal the direction of the essay. However, the overall progression is limited: the second body paragraph moves between bank cards, inflation, limited money and older people without clearly connecting these points. Some links are also repetitive, and the relationship between sentences is occasionally unclear. For example, “Some people have limited money” does not clearly explain why they lack a bank account. Organise each paragraph around one main point, then explain and illustrate it before moving to the next idea.
Lexical Resource: Band 5.0
You use enough everyday vocabulary to communicate the main ideas, including “mobile phone apps,” “carry cash,” “bank account” and “inflation.” Some topic-related expressions are relevant, and the reader can generally understand your examples. However, the range is limited and several words or phrases are repeated, particularly “easy,” “cash” and “mobile phone.” There are also noticeable spelling and word-choice errors, such as “markit,” “periority,” “infulation” and “carry cash is very risky.” These sometimes make the reader pause. Build a wider set of accurate expressions for convenience, access and financial security, and check spelling and natural word combinations when editing.
Grammatical Range and Accuracy: Band 5.0
You attempt both simple sentences and longer sentences with reasons, using forms such as “because” and “when.” This allows you to express a basic position and give examples. However, the range is limited, and errors occur frequently in sentence structure, verb forms, agreement, articles and punctuation. For instance, “In my opinion is that this development hqave more advantages” lacks a clear grammatical subject and has an incorrect verb form, while “My country have more infulation” has an agreement error. Several sentences join multiple ideas without clear punctuation, making them difficult to follow. Practise accurate basic sentence patterns first, then add controlled complex sentences, checking subject–verb agreement and complete clauses.
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