Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 15 · 2026-11-12

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

In most countries, the use of mobile phone applications are increasing day by day to purchase any goods and services.This trend has some disadvantages in terms of security risk and technological dependence, it also brings significant advantages like convenience, flexibility, and efficiency.

One of the main benefits of using mobile apps are convenience. People can easily make any transactions without carrying any cash. Nowadays mostly people prefers to do transaction with e-wallet or bar code. It is more secure than carrying phyical cards and cash. People are afraid to keep wallet or cash beacuse of robbery increasingly everyday mostly in crowded places like bus stand, mall.

Another, advantage of usuage of apps are flexible and more efficient. People do not need to stand in the long queues in the bank for cash. Digital payments can be more effective because it recorded all the payment transaction in the history. So, people can monitor their spending effectively. People can easliy send money to their family members or friends at any emergency and any special occasion.

However, the disadvantage of cellphone apps for paying things are security breach. In today market, scammers scam alot while using apps. Hackers get all the personal details of the person and the financial details. Additionally, people depends on the technology, relying on the apps can be face many challenges. Sometimes battery of the mobile ran out or connections unavailable, people can unable to make any transactions.

In conclusion, paying for goods while using mobile apps has demerits such as security breakage, reliable on technology. It offers more merits than demerits like convenient, reliable tool for any transactions.

AI examiner evaluation

CriterionBand
Task Achievement / Task Response6.5
Coherence and Cohesion6.5
Lexical Resource5.5
Grammatical Range and Accuracy5.5
Overall6.0

Task Achievement / Task Response: Band 6.5

You address both sides of the question and make your position clear: the advantages outweigh the disadvantages. Convenience, avoiding cash, tracking spending, and sending money quickly are relevant benefits, while security breaches and dependence on phones are appropriate drawbacks. The examples of crowded places and emergencies help make the points concrete. This is a solid response to the task, but some ideas are asserted rather than fully explained. For instance, the claim that app payments are “more secure” than cards and cash is not reconciled with the later concern about hackers; explain the conditions under which each is safer. The point about technological dependence could also be developed with a practical example or a way users can reduce the risk.

Coherence and Cohesion: Band 6.5

The response has a clear overall structure: an introduction, two paragraphs on advantages, a paragraph on disadvantages, and a conclusion that restates your view. The progression from convenience to efficiency and then to risks is easy to follow, and linking expressions such as “Additionally” and “In conclusion” help signal relationships. Some cohesion is less controlled, however. “Another, advantage” is an awkward transition, and the opening sentence of the introduction joins contrasting ideas with a comma rather than a clear connector or sentence break. Repeated references to “people” and “apps” also make the flow somewhat mechanical. Use more precise referencing and vary transitions so that links between claims are clear without relying on formulaic signposting.

Lexical Resource: Band 5.5

You use enough topic-related vocabulary to discuss digital payments, including “transactions,” “e-wallet,” “security breach,” “scammers,” and “monitor their spending.” This gives the response a relevant range, and most of your meaning remains understandable. However, noticeable spelling, word-form, and collocation problems reduce precision: “phyical,” “beacuse,” “usuage,” and “easliy” are misspelled, while “security breakage” and “reliable on technology” are not natural expressions. Some wording is also repetitive, particularly “people” and “transactions.” Build accuracy by checking spelling and learning common word partnerships, such as “security breach,” “rely on technology,” and “make a payment.”

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and more developed sentence forms, including a contrast between benefits and drawbacks and a sentence explaining that digital records allow users to monitor spending. The main ideas are generally recoverable, but errors in agreement, verb forms, articles, and sentence construction occur often enough to affect smooth reading. For example, “the use … are increasing” should use a singular verb, and “One of the main benefits … are” should be “is.” In “people can unable to make,” the modal construction is incorrect; use “may be unable to make.” The opening sentence also contains a comma splice between two independent clauses. Review subject–verb agreement and modal patterns, and separate or correctly connect complete clauses.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.