Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 15 · 2026-11-14

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Nowadays the use of mobile phone app for making payments is becoming increasingly popular in many countries. Although this development has some disadvantages, I believe that advantages are greater because it is convient, quickly and secure.

One of the main benefits that all people have safe for stealer and forget other places of our wallet. on the other hand people use credit card for shopping and eating food and purchase extra household chores.In addition, the most important things is that all payments records are safed in app history so they canont write any record on diary.

Secondly, few months ago, I paid my university fee with mobile phone app around one hundred thousand however university portal showed didn't paid i think technical issues i tensed and that is heavy amount for me i am poor i do teaching job for just my studies because my salary use on my study charges. Furthermore, I opened my bank app and checked all history i saw a screenshort of sent mony and i shared account 's officer and clear chareges.

I share another example in my life I went to the hotel for dinnner along with family and friend because i gave treat for my promotion. Somehpw, i forgot my cluch at home and just i had a phone.let me tell you somethinng funny i ordered a meal anyway i ate meal ,drank cofee afterthat waiter brought a bill beside, i had not a wallet thank GOD i had a phone a paid all charges throgh bank.

In conclusion, although mobile payment apps have some disadvantages, i firmly believe that their benefits outweigh their drawbacks because they are conveiniet.time-saving and easy to use.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

You answer the question directly and maintain a clear view that the advantages of mobile payment apps outweigh the disadvantages. The response gives relevant reasons, including convenience, payment records and being able to pay when you have forgotten your wallet. The university-fee incident also introduces a genuine drawback—technical problems—and explains how a transaction record helped resolve it. However, some points are not fully explained: the opening claim about safety is difficult to follow, and the discussion of credit-card shopping does not clearly show how it supports your argument. Develop each main reason with a clear explanation and a specific link to why the benefits are greater overall.

Coherence and Cohesion: Band 5.5

The response has an introduction, separate body paragraphs and a conclusion, so the reader can identify its overall direction. The examples are also grouped into paragraphs rather than presented as one block. However, progression within paragraphs is sometimes difficult to follow: the first body paragraph moves from safety to credit cards and then record-keeping without clear links. Connectors such as “on the other hand” and “Furthermore” do not always express the relationship between the ideas that follow them. The two personal examples also take up much of the discussion without a clear topic sentence explaining their purpose. Use one central point per paragraph, then order its explanation and example clearly.

Lexical Resource: Band 5.0

You use some vocabulary relevant to the topic, including “payments,” “bank app,” “technical issues,” “account officer” and “payment history.” These choices help communicate the general subject and your personal examples. However, the range is limited, and inaccurate spelling, word forms and collocations sometimes make the meaning harder to understand. For example, “safe for stealer,” “heavy amount” and “clear charges” do not express your intended meanings naturally; “convenient” and “time-saving” are also misspelled in the conclusion. Build a more precise set of phrases for discussing security, transaction records and payment problems, and check spelling and collocations carefully before submitting.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentences, including a concession in the introduction (“Although this development has some disadvantages”) and a conditional-style explanation of the payment problem. However, control is inconsistent, and faulty sentence construction often makes relationships between ideas unclear. For example, “One of the main benefits that all people have safe for stealer” is incomplete, while “university portal showed didn't paid” lacks a clear subject and correctly formed verb phrase. There are also problems with articles, agreement and punctuation, as in “the most important things is” and the run-on sequence describing the fee payment. Practise complete sentence patterns and review verb forms, articles and sentence boundaries.

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