Band 6.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 6.5 · Cambridge IELTS 15 · 2026-07-28
IELTS Writing Task 2 question
In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 6.5)
Using mobile phone apps for paying bills has been increased significantly in most of nations. In my perspective the benefits of this approach are far more despite a some negatives.
The primary advantage of using mobile apps for paying is more convenient .People can easily pay the money by tapping the card on the machine which is inserted in their mobile phones.without worrying about to take the remaining amount .since it deduct the accurate amount of money even if we have to pay in cents which become incovnient to pay in cash most of the time people do not have the cash available in cents.Therefore,its makes people more comfortable using mobile app to pay the bills of spending.
Turning towards the other reasons of utilizing mobile apps for expenditure.Its not only use under emergency situations but it is also useful future investment.since,people do not carry the big amount of money with them all the time due safety issues.If there would be any emergency where they need massive amount to pay bills under unforseen circumstances such as paying hosiptal .Then they can pay thorough online bank app instead of calling someone to pay the bill or visit personally to withdraw the money.Apart from that, in many foreign countries before buy anything such as car,house even mobile if we have to pay in installments they check the credit history. which can only built thorough pay thorough credits inserts in mobile phones.
on the other hand ,using mobile apps for payment is not effective under certain circumstances .For example ,if there is network issues in any place then person can not be make payment.They have to face trouble.
In conclusion,Although using mobile apps for payment is provides convenieness under emergency situations as well as effective to keep the record of purchase to make their credit points for future investment,but it would not be ideal to use the places where have network issues.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 6.5 |
| Coherence and Cohesion | 6.5 |
| Lexical Resource | 6.5 |
| Grammatical Range and Accuracy | 6.0 |
| Overall | 6.5 |
Task Achievement / Task Response — Band 6.5
The response addresses the prompt by discussing both advantages and disadvantages, though the development of ideas is somewhat uneven. You clearly state your position in the introduction. The advantages regarding convenience and credit history are relevant, but the explanation of 'future investment' is slightly confusing and could be more clearly linked to the topic. The disadvantage regarding network issues is mentioned, but it is quite brief compared to the advantages. To improve, ensure that each point is fully explained with clear examples and that the balance between advantages and disadvantages is more even throughout the essay.
Coherence and Cohesion — Band 6.5
The essay is organized into logical paragraphs, which helps the reader follow your argument. You use some cohesive devices such as 'Turning towards', 'Apart from that', and 'In conclusion'. However, the use of these devices is sometimes mechanical or slightly awkward, such as 'Turning towards the other reasons of utilizing mobile apps'. Additionally, some sentences lack smooth transitions, making the flow feel a bit disjointed. Improving the variety and natural placement of linking words will help your ideas connect more effectively and improve the overall coherence of your writing.
Lexical Resource — Band 6.5
You have a sufficient range of vocabulary to convey your meaning, including terms like 'expenditure', 'unforeseen circumstances', and 'installments'. However, there are several instances of word-choice errors and awkward collocations, such as 'paying the bills of spending' and 'credits inserts'. Some phrasing is repetitive, and there are minor spelling errors like 'incovnient' and 'hosiptal'. To reach a higher band, focus on using more precise vocabulary and ensuring that your word choices are natural and appropriate for the context of a formal essay.
Grammatical Range and Accuracy — Band 6.0
The essay contains a mix of simple and complex sentence structures. While you attempt complex sentences, they often contain grammatical errors, such as 'without worrying about to take the remaining amount' and 'if there is network issues'. There are frequent errors in subject-verb agreement, article usage, and punctuation, such as 'it is also useful future investment' and 'it would not be ideal to use the places where have network issues'. These errors are noticeable but do not generally impede communication. Focusing on basic grammatical accuracy and sentence construction will help improve your score.
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