Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 15 · 2026-07-28

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.5)

It is indeed true that, In globalizing world a several number of countries, using digital payment apps such as google pay for making payment has become more common. I strongly believe this development has more positive impacts then its drawbacks. my opinion will be justified further in following paragraphs.

There are several benifits of this trend the foremost one I shall put forward is that safe and secured. By this I mean that spending through online applications provide safety as people do not need to carry cash while shopping. so chances of robbery like crimes reduced significantly. Secondly, this online applications offers cashback to individuals on a several transaction, such as Bhim application provides attractive cashback on every transaction.

Additionally, people can keep record easily, as every transaction is automatically recorded, making it easier to that track spending. Moreover, fast money transfers to family and friends. For instance, individual can easily transfer money from one country to Other by net banking. In fact paperwork is reduce as person can download electronic receipts after Online transaction that minimize the need of for paper bills & receipts. It is also true that people can make payment th without going to shop through only one scanner

so it is more convenience to use and pay the amount.

In conclusion, according to my opinion making digital payment has safe and secure for everyone. As well as

This spending through online system has convenient, and time saving as well as that help to keep record of

every transaction no need to require papar bills.

AI examiner evaluation

Task Achievement / Task Response — Band 6.5

The response addresses the prompt by discussing the advantages of mobile payment apps. You clearly state your position in the introduction and maintain it throughout. However, the development of ideas is somewhat limited. While you mention security, cashback, and record-keeping, these points are presented in a list-like fashion rather than being fully extended with deep analysis. To reach a higher band, ensure each main idea is supported by a more detailed explanation or a more specific, illustrative example. The conclusion effectively summarizes your main points, though it repeats some of the grammatical errors found in the body paragraphs.

Coherence and Cohesion — Band 6.5

The essay is organized into logical paragraphs, which helps the reader follow your argument. You use some cohesive devices such as 'Secondly', 'Additionally', and 'In conclusion' to signal transitions. However, the use of these devices is sometimes mechanical or slightly inaccurate, such as the awkward phrasing 'the foremost one I shall put forward is that safe and secured'. Additionally, some sentences lack smooth internal flow, and the referencing is occasionally unclear. Improving the variety of linking words and ensuring that each sentence connects logically to the next would enhance the overall flow of your writing.

Lexical Resource — Band 6.0

You use a range of vocabulary appropriate for the topic, such as 'digital payment', 'transaction', and 'net banking'. However, there are several instances of word-choice errors and awkward collocations, such as 'safe and secured' (should be 'safe and secure') and 'paperwork is reduce' (should be 'reduced'). There are also spelling errors like 'benifits' and 'papar'. While the vocabulary is sufficient to convey your meaning, the errors are noticeable and occasionally distract the reader. To improve, focus on learning the correct word forms and collocations for common academic and professional topics.

Grammatical Range and Accuracy — Band 6.0

The essay contains a mix of simple and complex sentence structures. However, there are frequent grammatical errors throughout the text, including issues with subject-verb agreement ('this online applications offers'), article usage ('in globalizing world'), and sentence fragments ('so it is more convenience'). While these errors do not completely impede communication, they are frequent enough to affect the clarity of your message. To improve, pay closer attention to basic grammar rules, particularly verb tenses, pluralization, and the correct use of prepositions. Proofreading your work for these common errors before finishing would be highly beneficial.

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