Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 15 · 2026-07-29

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.5)

Nowadays, the use of e-wallet has become very common while purchasing anything. This essay will explain why this trend have more advantages than disadvantages.

One of the major benefit is convenience. after the development of E-wallet applications in mobile phones, individuals donot need to worry about keeping a physical wallet with them as well as eventhough If they forget their wallet at home, they still able to pay for the thing with their phone. Therefore, the demand of using mobile phone for doing transactions is increasing rapidly. In addition, it is the safest option. Then people carry hard cash money their is a chance of get robbed and theft but this way no one can stole your money. Consequentely, people choose e-transation for paymets instead of cash from purchase.

Moreover, this trend help individuals to track and keep record of there spendings. When individuals use e-transfer to complete any payment. It will depict in their spending history with this record they can plan there upcoming month budget and control there extra spending habits. As, a result, while choosing old fashion pan and paper to keep records of the spending, current generation use mobile banking.

Whereas, some people think that mobile banking make people more shopaholic, because when they pay by mobile they donot care about the amount of money they have in their bank account. While, those individuals who shop with cash always have a control on there sending because then ever the buy something they can check how much money they left with. Therefore, some people still trade with cash instead of e-banking.

In conculsion,while e-banking make individuals more shopaho;ic the benefits of this development such as convenience, safety, detail record of money will attract me towards it.

AI examiner evaluation

Task Achievement / Task Response — Band 7.0

The response addresses all parts of the prompt, clearly stating a position that mobile payments have more advantages. The ideas regarding convenience, safety, and expense tracking are relevant and supported with examples. However, the development of these points is somewhat basic. For instance, the argument about safety is a bit repetitive, and the counter-argument regarding 'shopaholics' is introduced but could be more deeply explored to show a more balanced perspective. The conclusion is a bit abrupt and contains a typo, but the overall task requirements are met with a clear position maintained throughout the essay.

Coherence and Cohesion — Band 6.5

The essay is logically organized into paragraphs, each focusing on a specific point. Cohesive devices such as 'In addition', 'Moreover', and 'Therefore' are used to link ideas, though some are used mechanically or with minor errors (e.g., 'As, a result'). The progression of ideas is generally clear, although the transition between the benefits and the counter-argument could be smoother. Referencing is mostly clear, but there are instances where the flow is slightly hindered by awkward phrasing or punctuation errors, which occasionally makes the reader pause.

Lexical Resource — Band 6.5

The vocabulary is adequate for the task, allowing the student to express ideas clearly. There are some attempts at less common vocabulary, such as 'transactions' and 'shopaholic', but there are also frequent errors in word choice and spelling, such as 'there' instead of 'their', 'e-transation', and 'pan and paper' instead of 'pen and paper'. These errors do not impede communication, but they do limit the score. To reach a higher band, the student should focus on accurate spelling and more precise collocations.

Grammatical Range and Accuracy — Band 6.0

The student uses a mix of simple and complex sentence structures. However, there are frequent grammatical errors throughout the text, including subject-verb agreement issues ('this trend have', 'individuals donot need'), article misuse, and punctuation errors (e.g., 'after the development...'). While the meaning is generally clear, these errors are persistent and occur in both simple and complex sentences. The student needs to focus on proofreading for basic grammatical accuracy, particularly with verb forms and pluralization, to improve the overall control of the language.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.