Band 7.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 7.0 · Cambridge IELTS 15 · 2026-07-29
IELTS Writing Task 2 question
In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 7.0)
Advantages: Easy to pay , zero burden of carrying hard cash, security.
Disadvantage: people with less tech friendly, network issue.
In the recent times, it is excessively common people are paying through using the mobile phone applications. Some people say it has more advantages, such as easy to pay, no burden of carrying hard cash. However, there also some people who think it has cons as well. In this essay, I will discuss it's advantages and also enlight the disadvantage if it needed.
To start with, the first and foremost advantage of paying through using cellphone would be easy to pay. To elaborate it, it became relatively easy for people to pay through some mobile phone applications, such as through mobile bank applications, UPI and more. In order to pay, they just need to download the application in their cell phones, open an account, and start paying for purchases regardless of the platform of buying items, such as online or offline.
The second advantage would be more security. To explain, while people download the applications of payment, it will give an option to set four to six digit pin or face lock option to open an application. Thus, whenever people want to make the payment, they will have to open the application by pin or face. This way their wallet may not be accessible to anyone, and it keeps their money more secure.
However, it could be difficult for senior people to pay through using mobile phone apps, and this could be counted as a major drawback. To explain, older people specially are accustomed to pay using real hard cash, In addition, the older generation may not be much tech friendly. Hence, when they start using the payment application, they may find it very difficult to operate, and they might give up.
To wrap up, yes, some people find online payment application difficult to use. However, with regular use as payment option, and considering the advantages, such as easy use and security it outweigh the disadvantages of it.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 7.0 |
| Coherence and Cohesion | 7.5 |
| Lexical Resource | 6.5 |
| Grammatical Range and Accuracy | 6.5 |
| Overall | 7.0 |
Task Achievement / Task Response — Band 7.0
The essay addresses all parts of the prompt, identifying both advantages and disadvantages. The position is clear throughout, and the main ideas are supported with relevant examples, such as the mention of PINs and face locks for security. However, the development of the disadvantages is somewhat limited compared to the advantages. While the essay is well-structured, the discussion could be deepened by exploring the impact of network issues, which was mentioned in the introduction but not fully elaborated upon in the body paragraphs. Overall, the response is relevant and meets the requirements of the task.
Coherence and Cohesion — Band 7.5
The essay is logically organized with a clear introduction, body paragraphs, and a conclusion. Each paragraph has a central topic, and the progression of ideas is generally easy to follow. Cohesive devices such as 'To start with', 'The second advantage', and 'However' are used to link ideas effectively. While some transitions are slightly mechanical, they serve their purpose well. Paragraphing is used appropriately to separate different points. To reach a higher band, you could focus on using a wider variety of linking words and ensuring that referencing within sentences is more precise.
Lexical Resource — Band 6.5
The vocabulary used is adequate for the task and allows for clear communication. You demonstrate an ability to use topic-specific terms like 'mobile bank applications', 'online or offline', and 'tech friendly'. However, there are some instances of slightly unnatural phrasing, such as 'enlight the disadvantage' (should be 'highlight') and 'excessively common' (which has a negative connotation). The range of vocabulary is sufficient to convey your meaning, but incorporating more sophisticated collocations and precise academic terminology would help elevate the score. Spelling is generally accurate throughout the response.
Grammatical Range and Accuracy — Band 6.5
The essay uses a mix of simple and complex sentence structures. There are several grammatical errors, such as 'In the recent times, it is excessively common people are paying' (should be 'it is increasingly common for people to pay') and 'accustomed to pay' (should be 'accustomed to paying'). Additionally, there are minor punctuation and article usage errors. Despite these slips, the meaning is always clear, and the errors do not impede communication. To improve, focus on subject-verb agreement and the correct use of gerunds after certain verbs and prepositions.
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