Band 7.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 7.0 · Cambridge IELTS 15 · 2026-07-31

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 7.0)

In this modern era, technology plays an significant role in daily life. In some nations, the usage of digital phone for paying bills in increased dramatically which improve the positive development in the society. This essay will discuss the benefits of new trend and explain how it positively affect the nation.

Firstly, the main reason for developing new apps is reduce the time and cost saving. Number of people use different apps for completing transaction which decrease the conflicts amount counting and avoid the carrying of cash. For instance, the recent survey showed that high percentage of older people use mobile apps for shopping and paying bills which helps them to save their time and reduce their effort in shopping. Therefore, they were not worried about their physical strength and other issues.

Furthermore, another significant advantage is improved security. Unlike cash, which can be lost or stolen permanently, mobile payment apps usually require passwords, fingerprint recognition, or facial identification before a transaction is approved. In addition, if a phone is lost, users can remotely lock their accounts, reducing the risk of financial loss. During the COVID-19 pandemic, contactless payments also became an effective way to reduce physical contact and improve hygiene.

Beside this, there are some disadvantages. Firstly, the mobile app mostly runs with help of network. If the network strength is failed people unable to complete their transactions which makes a interruptions. So, people more careful about the data and also maintain battery level.

In conclusion, mobile apps is used for more convenience, speed, and enhanced security make them a highly beneficial development. Therefore, I believe the advantages of mobile payments clearly outweigh the disadvantages.

AI examiner evaluation

Task Achievement / Task Response — Band 7.5

The response addresses all parts of the task and maintains a clear position throughout. The advantages are well-developed, particularly the points regarding security and convenience. The disadvantages are also mentioned, though they are less developed than the advantages. The essay provides a logical structure that supports the main argument that the benefits outweigh the drawbacks. To reach a higher band, ensure that the counter-arguments are explored with the same depth as the supporting arguments, perhaps by providing a more concrete example of how the reliance on technology can lead to social exclusion or digital divide issues.

Coherence and Cohesion — Band 7.5

The essay is logically organized with a clear introduction, body paragraphs, and a conclusion. Cohesive devices such as 'Firstly', 'Furthermore', 'In addition', and 'In conclusion' are used effectively to guide the reader through the argument. Paragraphing is used appropriately to separate distinct ideas. However, there are some minor issues with referencing and flow, such as the transition 'Beside this', which is slightly unnatural. Improving the variety of linking words and ensuring smoother transitions between sentences would elevate the coherence of the response.

Lexical Resource — Band 6.5

The vocabulary is generally adequate and appropriate for the task. You have used some topic-specific terms like 'contactless payments', 'transaction', and 'identification'. However, there are some inaccuracies in word choice and collocation, such as 'usage of digital phone' instead of 'use of mobile payment apps' and 'network strength is failed' instead of 'network connection fails'. To improve, focus on using more precise collocations and avoiding repetitive phrasing. Expanding your range of academic vocabulary would also help in achieving a higher score.

Grammatical Range and Accuracy — Band 6.5

The essay uses a mix of simple and complex sentence structures. While the meaning is generally clear, there are frequent grammatical errors, particularly with articles ('the usage', 'the society'), verb forms ('is increased', 'is used'), and pluralization ('a interruptions'). Some sentences are slightly awkward, such as 'Number of people use different apps for completing transaction'. While these errors do not impede communication, they are frequent enough to prevent a higher score. Focusing on subject-verb agreement and the correct use of articles will significantly improve your accuracy.

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