Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 15 · 2026-08-09

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

In this modern era, technology is advancing day by day and providing us lots of different apps and devices which we can use in our daily life. Cell phones are one of the best invention of technology, and using it as a wallet to pay on the go make it more convenient. In today's easy I will discuss the merits and demerits of using phone to pay.

First of all, using electronic payment platforms almost eliminate the fake currency. Because, people spot using the physical currency notes and if there is no actual bills present to make a transaction that means it cut off the whole line of fake currency distribution. A part from this e-payment bring more transparency in transaction. for example businesses can see there daily transaction in the phones and computers, there is no chances of stealing money. last but not least online payment methods are helpful government to keep eye on every person's earnings and they can easily access the everyone that they are paying proper taxes or not. It is kind of a full stop on black money.

On the other hand, some criminal minded people see it as an opportunity to run scam. for example, they are sending some fake links by using various social media apps. If people open those fake links they can run some kind of virus which help the sender to hack their phone and bank details and the hacker can take all the money out from their accounts. But people can help each other to understand the e-payment methods and can learn enough so that they can save each other from scammers.

To sum up with, mostly inventions comes with little demerits but we can't neglect their merits in this senerio I think benefits of using phone to pay overcome the losses. which the help of each other people can eliminate those losses as well.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses both the advantages and disadvantages of mobile payment apps. You have a clear position that the benefits outweigh the drawbacks. The ideas are relevant, such as the reduction of fake currency and the risk of hacking. However, some points could be more fully developed. For instance, the argument about government oversight is a strong point but could be explained with more depth regarding how it specifically impacts the economy. Overall, the response covers all parts of the prompt adequately, though the development of ideas is somewhat basic at times.

Coherence and Cohesion — Band 6.0

The essay is organized into logical paragraphs, with a clear introduction, body paragraphs for advantages and disadvantages, and a conclusion. You use some cohesive devices like 'First of all', 'A part from this', and 'On the other hand' to signal transitions. However, some of these are used mechanically or contain errors (e.g., 'A part from this' should be 'Apart from this'). The flow between sentences is generally clear, but the referencing could be smoother in places to improve the overall progression of your argument.

Lexical Resource — Band 6.0

You demonstrate an adequate range of vocabulary for the task, using terms like 'electronic payment platforms', 'transaction', and 'scammers'. There are some errors in word choice and spelling, such as 'easy' instead of 'essay', 'senerio' instead of 'scenario', and 'criminal minded' which should be hyphenated. While you attempt to use some less common vocabulary, the inaccuracies in collocation and spelling prevent a higher score. The vocabulary is sufficient to convey your meaning, but it lacks the precision and flexibility required for a higher band.

Grammatical Range and Accuracy — Band 6.0

You use a mix of simple and complex sentence structures. There are several grammatical errors throughout the text, such as 'using it as a wallet... make it more convenient' (subject-verb agreement), 'mostly inventions comes' (should be 'most inventions come'), and 'helpful government' (missing 'the' or 'to the'). While these errors are frequent, they do not impede communication. To improve, focus on subject-verb agreement and the correct use of articles. You have attempted complex sentences, but they often contain minor errors that affect the overall accuracy.

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