Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 15 · 2026-08-11

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Use of mobile phone apps is increasing on a rapid rate. Apps provide various tools which are used to pay without actual money. this is a positive development, it user follow all the necessary security precautions. This essay will shed light on that with relevant examples and reasons,

To begin with, Using a banking app allow a user to pay online; thus, user don't need to carry cash. Moreover, it reduces the chance of cash being stolen or a robbery. These apps are user friendly. User can check their transections anytime, all the details are shown in these apps. For example, app track all the money input and output; therefore; it is to check expenses and income.

However, there is chance of fraud though online banking because these apps can be hacked and you money can be lost. User need to sure all the password and all the necessary details such as card number. For instance, you lost user card then other person can use that card but with these apps you can add external security features such as face id or fingerprint; due to that, no one can use that except you. In this way these apps are not only allow many features but also, very safe to use and reduce the chances of fraud .

In conclusion, merits are more than demerits, the only thing is that app need to be used under observation by using all the the security features. Always keep checking with bank, if anything wrong seen on the app.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses the prompt by discussing both advantages and disadvantages, ultimately taking a clear position that the advantages outweigh the drawbacks. However, the development of ideas is somewhat limited. While you mention security and convenience, the points are presented in a list-like fashion rather than being fully extended with deep analysis. For example, the point about 'robbery' is mentioned but not explored in terms of its broader societal impact. To reach a higher band, ensure that each main idea is supported by a more detailed explanation or a more specific, illustrative example that connects back to the core argument.

Coherence and Cohesion — Band 6.0

The essay is organized into logical paragraphs, and there is a clear progression of ideas from the introduction to the conclusion. You use some cohesive devices such as 'To begin with', 'Moreover', and 'However' to link your thoughts. However, the use of these devices is sometimes mechanical, and there are instances where the flow is interrupted by awkward phrasing, such as the transition in the second paragraph. Additionally, some referencing is slightly unclear, which occasionally forces the reader to re-read sentences to grasp the intended meaning. Improving the variety of linking words would enhance the overall flow.

Lexical Resource — Band 5.5

The vocabulary is generally adequate for the task, allowing you to communicate your main points effectively. You use some topic-specific terms like 'banking app', 'security precautions', and 'fraud'. However, the range is somewhat limited, and there is a reliance on basic vocabulary. There are also some minor errors in word choice and collocation, such as 'increasing on a rapid rate' (should be 'at a rapid rate') and 'you money' (should be 'your money'). To improve, try to incorporate more precise academic vocabulary and ensure that word forms are used correctly in context.

Grammatical Range and Accuracy — Band 5.5

The essay contains a mix of simple and complex sentence structures. While you attempt to use complex sentences, there are frequent grammatical errors throughout the text, such as subject-verb agreement issues ('user don't need', 'app track') and missing articles ('if anything wrong seen'). Punctuation is also inconsistent, particularly with the use of semicolons and commas. These errors are noticeable and occasionally distract the reader, though they do not completely impede communication. Focusing on basic sentence construction and proofreading for subject-verb agreement would significantly improve your score.

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