Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 15 · 2026-08-12

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

In today's technology era, Mobile phone apps are widely use for any payment for any thing people want over all the countries. Many people think that this is the advantages development but also some critics argue about this. I believe apps usage's advantage outweigh it's disadvantage as I will explain in this essay.

To commence with, paying for things using mobile phone apps is more convenience and easy way to do any transaction. In other words, there is no chance to lost or steal people's physical wallet as they don't need to keep wallet with them. For instance, UPI payments in India increased dramatically to 20.6 Billion tansaction within a single year. As a result, people are more towards to do smartphone payments rather than other methods.

Furthermore, smartphone transaction is more secure payment and it's provide transactional history. To explicate it, smartphone transaction required passcode to initiate any transaction and there is record being saved each and every transaction they do so people could manage their budget. For example, recent Times of India's survey say that more then 1 million family benefits using the budget calculator and fraud transaction is decreased by 13%. Hence, smartphone apps provide high security and other financial tools from that people get benefits.

In conclusion, I believe that smartphone apps provide more convenience and more secure way to do transaction is in favour in people. Moreover, apps provide more and more financial tools such as budget calculator that could benefit's people to manage financial. For this reasons, In many countries people are more depended on smartphone apps for paying cheapest as well as expensive things.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The essay addresses the prompt by discussing the advantages of mobile payment apps, such as convenience and security. You clearly state your position in the introduction and maintain it throughout. However, the development of ideas is somewhat limited. While you mention security and budget management, the explanation could be more nuanced. For instance, you could have briefly acknowledged the potential disadvantages (e.g., privacy concerns or technical failures) to provide a more balanced view before refuting them, which would strengthen your argument. The response is relevant, but the depth of analysis is consistent with a mid-range band score.

Coherence and Cohesion — Band 6.0

The essay is logically organized into clear paragraphs, each with a central theme. You use basic cohesive devices like 'To commence with', 'Furthermore', and 'In conclusion' to guide the reader. However, the flow between sentences is sometimes mechanical, and there are instances where referencing is slightly awkward, such as 'from that people get benefits'. The use of cohesive devices is adequate but lacks the flexibility and sophistication required for higher bands. Improving the variety of linking words and ensuring smoother transitions between ideas would enhance the overall coherence.

Lexical Resource — Band 5.5

You demonstrate an adequate range of vocabulary for the task, using terms like 'transaction', 'passcode', and 'financial tools'. However, there are several errors in word choice and collocation, such as 'widely use' (should be 'widely used'), 'apps usage's advantage' (awkward phrasing), and 'fraud transaction' (should be 'fraudulent transactions'). Additionally, there is some repetition of basic vocabulary. To reach a higher band, you should aim to use more precise collocations and avoid grammatical errors in word forms, such as using 'benefits' as a verb when a noun is required.

Grammatical Range and Accuracy — Band 5.5

The essay contains a mix of simple and complex sentence structures. While the meaning is generally clear, there are frequent grammatical errors throughout the text. Examples include subject-verb agreement issues ('smartphone transaction required' instead of 'requires'), incorrect pluralization ('benefit's people'), and article usage errors ('in the advantages development'). Punctuation is generally functional, but the frequency of these errors occasionally distracts the reader. To improve, focus on mastering basic subject-verb agreement and the correct use of articles and prepositions, which would allow for more error-free complex sentences.

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