Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 15 · 2026-08-20

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

In this modern era where technology is booming day by day, physical mode of payment has been replaced by digital payment methods in many aspects.I believe the digital mode have more advantages , however it has some drawbacks as well which will be scrutinize in the upcoming paragraph.

The first and foremost point, It bring transparency between the government and the citizens. n the previous years where the physical mode was more

AI examiner evaluation

CriterionBand
Task Achievement / Task Response4.0
Coherence and Cohesion5.0
Lexical Resource5.0
Grammatical Range and Accuracy5.0
Overall5.0

Task Achievement / Task Response — Band 4.0

The response is significantly under the 250-word minimum requirement, which severely limits your ability to develop ideas. You have stated a position, but the essay is incomplete, cutting off mid-sentence in the second paragraph. Because the response is less than one-third of the required length, it fails to address the task requirements adequately. To improve, you must ensure you provide a full introduction, at least two well-developed body paragraphs with supporting examples, and a conclusion. Currently, the lack of development means the task is only partially addressed.

Coherence and Cohesion — Band 5.0

The text is too brief to demonstrate a clear logical progression or effective paragraphing. While there is an attempt at an introductory paragraph, the second paragraph is incomplete, making it impossible to assess your ability to manage cohesion across a full essay. You used a transition word 'however' to signal a contrast, which is a good start, but you need to focus on linking sentences and ideas using a wider range of cohesive devices once you have expanded your content.

Lexical Resource — Band 5.0

The vocabulary used is generally appropriate for the topic, such as 'digital payment methods' and 'transparency'. However, the range is limited due to the brevity of the text. There are minor errors, such as 'scrutinize' which should be 'scrutinized' (passive voice). To reach a higher band, you should aim to incorporate more precise academic vocabulary and collocations related to technology and finance, and ensure your word forms are grammatically accurate.

Grammatical Range and Accuracy — Band 5.0

There are several grammatical errors in the short text provided. For example, 'the digital mode have' should be 'the digital mode has' (subject-verb agreement), and 'It bring' should be 'It brings'. The sentence structure is relatively simple. To improve, you need to demonstrate a wider variety of complex sentence structures and ensure that basic subject-verb agreement and verb forms are accurate. The current length prevents a fair assessment of your ability to use a wide range of structures.

See this exact question answered at other band scores — the same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.