Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 15 · 2026-08-20
IELTS Writing Task 2 question
In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
In recent time's Technology is very advance. Many Nations pay for different things to use there smartphones apps is increasing.
I believe that its very good and safe to pay by there own smartphones then cash.
The prominent advantages why its increasing is that safety and easy to use. If we have cash to pay sometime shop employe do not have change for return as well as have fair in my that no one can grab it. For instance, An experiment conducted by American government that 90% people who use smartphone for paying there bills having less problems and less fair.
Other reason is that, easy to calculate the monthly expense then cash. Nowadays in the mobile phones having many apps that we can scan and pay and after payment you have proper billing data that they can see the expense at the end and next time they can make there decision that why thing need to buy or buy not.
Moreover, Individuals have very less time to go ATM or Banks to get the cash. For example, In India Google Pay and UPI is very famous for their instant payment within a second. Also, there is no tax on it.
In conclusion, i would like to reiterate that although Paying through smartphones having much more advantages . Its very easy to use spacially for those who are uneducated . We need to scan and pay that's it.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response — Band 5.0
The response addresses the prompt by discussing the advantages of mobile payments, but it fails to provide a balanced view or a clear comparison, as the disadvantages are ignored. The ideas are somewhat repetitive and lack depth, relying on general statements rather than well-developed arguments. Furthermore, the response is under the 250-word minimum requirement, which significantly impacts the ability to fully develop the topic. The position is clear, but the supporting evidence, such as the reference to an 'American government experiment,' is vague and lacks specific detail. To improve, you must ensure you meet the word count and provide a more comprehensive analysis that considers both sides of the argument.
Coherence and Cohesion — Band 5.5
The essay is organised into paragraphs, which helps the reader follow the structure. However, the use of cohesive devices is often mechanical or inaccurate, such as the awkward transition 'The prominent advantages why its increasing is that'. Referencing is sometimes unclear, and the logical progression between sentences is occasionally disrupted by grammatical errors. While there is an attempt to use linking words like 'Moreover' and 'In conclusion', the overall flow is somewhat disjointed. To achieve a higher score, focus on using a wider variety of cohesive devices more naturally and ensure that each paragraph has a clear, singular focus that connects logically to the next.
Lexical Resource — Band 5.0
The vocabulary is limited and repetitive, often relying on basic terms like 'good', 'easy', and 'things'. There are frequent errors in word choice and collocation, such as 'have fair in my that no one can grab it' (likely meaning 'fear') and 'why thing need to buy or buy not'. These errors occasionally make the meaning difficult to follow. The range of vocabulary is insufficient to express complex ideas precisely. To improve, you should aim to learn and incorporate topic-specific collocations related to finance and technology, and work on using more precise synonyms to avoid repeating basic words.
Grammatical Range and Accuracy — Band 5.0
The essay contains frequent grammatical errors that impede communication, including issues with subject-verb agreement ('Technology is very advance'), pluralisation ('In recent time's'), and sentence structure ('Many Nations pay for different things to use there smartphones apps is increasing'). There is a lack of complex sentence structures, and the errors in basic grammar are persistent throughout the text. Punctuation is also inconsistent, particularly with the use of apostrophes and capitalisation. To improve, focus on mastering basic sentence construction, subject-verb agreement, and proofreading for common errors before submitting your work.
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