Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 15 · 2026-08-22

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

In some nations, using mobile phone (cellphone) applications for the payment is becoming very common. Because it is easiest and convenient way of making payment. Although it has some drawbacks, I believe its advantayes fare greater. My inclination is justified in the ensuing paragraphs with valid reasons and appropriate examples.

Even though online payments through mobile phone apps has risks of cyber scams and security threat and People sometimes become victim of cyber crimes and online fraud, its benefits surpass the disadvantages.

The mein advantage of making payment by mobilephone applications is that people not require to carry a bundles of cush with them. They can make the payment in lakhs by the apps. As a result there is no risk of thefts, robbery and currency get lost. For instance, according to survey of India times news portal due to online payment modes there are crimes of burglary, Depredations and lost of mony are significantly decrease in last half decade.

Furthermore, another significant benefit of online payment is the easiest process and more convenient. Online payment not requires any complicated steps to make payment. Applications are very easy and convenient to use. Payment can done within the seconds. Additionally, it provides payment history of transactions. Consequently users not need to make account books and keep records of daily transactions. They can get all the information in small gadget. To illustrate, apps like Gpay, Paytm, Phonepay are very convenient to use and provide transaction history of several months. In many foreign countries children can use onlinepayment modes.

To conclude, pay for the thing by mobile phone apps comes with risk of online fraud and seurity hazards, undoubtedly its advantages are far more than its demerits such as convienent way of payment, reduces risks of thefts and robbery, provide transaction history, quickly payment. If people use such apps carefully, risks can be overcome to a large extent.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses the prompt by discussing both advantages and disadvantages, ultimately taking a clear position that the benefits outweigh the drawbacks. The ideas are relevant, such as the convenience of digital payments and the reduction in theft. However, the development of these ideas is somewhat superficial. For example, the mention of 'cyber scams' is introduced but not explored in depth. The supporting examples, such as the reference to 'India times news portal', are a bit vague. To reach a higher band, you should aim to expand on your points with more detailed explanations and more specific, well-integrated evidence.

Coherence and Cohesion — Band 6.0

The essay is organized into logical paragraphs, and there is a clear progression of ideas from the introduction to the conclusion. You use some cohesive devices, such as 'Furthermore', 'Additionally', and 'To conclude', which help guide the reader. However, the use of these devices is sometimes mechanical or repetitive. Additionally, there are instances where the flow between sentences is slightly disjointed due to grammatical errors. Paragraphing is used appropriately to separate the introduction, body paragraphs, and conclusion, which helps the overall structure of the response.

Lexical Resource — Band 5.5

The range of vocabulary is adequate for the task, allowing you to express your ideas clearly. You use some topic-specific vocabulary like 'transactions', 'cyber crimes', and 'security hazards'. However, there are several spelling errors throughout the text, such as 'advantayes', 'mein', 'cush', 'convienent', and 'seurity'. These errors are noticeable but do not generally impede communication. To improve, you should focus on proofreading your work to eliminate these basic spelling mistakes and try to incorporate a wider variety of more sophisticated collocations to demonstrate greater lexical flexibility.

Grammatical Range and Accuracy — Band 5.5

The essay uses a mix of simple and complex sentence structures. However, there are frequent grammatical errors that occur throughout the text, such as 'people not require to carry', 'currency get lost', and 'Payment can done'. These errors relate to subject-verb agreement, missing auxiliary verbs, and incorrect word forms. While these errors do not prevent the reader from understanding your message, they are frequent enough to affect the overall fluency of the writing. Increasing your control over basic sentence construction and verb tenses will significantly improve your score in this criterion.

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