Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 15 · 2026-08-23
IELTS Writing Task 2 question
In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
In many countries, which one like handy-phones each and every criteria fulfill common equipment, like a very same situation, In all world cashless system following. make money and transactions like hold in phone.
I would like good application in paying for the payments on mode on. Paying for things mobile phone is a good approach daily bases uses application online or offline shopping mode, its a good for us to using online paying benefits. In very short terms in conditioning for the paying phone application does making fundamental skills. Good for us using any people making regular basis or some irregular structure wise.
In many time paying for things using mobile phone app is helping each other people because its in good manners like business handle approach, like using petrol pump, like POS system in Small d-mart or mall and banquets all using banking net, GSRTC, NEFT this also using more fundamental graphs. Mostly good advantages and best cash less benefits on all modules.
When in bad situation the most probably not transaction some times fund clear and all mode of calling regards the payment its a scenario bad feels. very most beautiful things like some aged persons not using to his phone cells. So what can ask the payment he give to our for the probably in bed situation.
Some times online payment system is basically ever green for the countries. it is a bravery for the all some online applications like Flipkart, Amazon, Snapdeal, mantra, google pay very helpful for the payment find out.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 4.5 |
| Overall | 5.0 |
Task Achievement / Task Response — Band 5.0
The response addresses the topic of mobile payment systems, but the development of ideas is limited and often unclear. While you mention both advantages (convenience, cashless benefits) and disadvantages (technical failures, accessibility for the elderly), the arguments are not fully extended or supported with clear reasoning. The position is somewhat vague, and the lack of logical structure makes it difficult to follow your argument. To improve, ensure each paragraph focuses on one clear point, supported by a specific example or explanation, and maintain a consistent stance throughout the essay.
Coherence and Cohesion — Band 5.0
The essay lacks a clear logical progression. While there is an attempt at paragraphing, the ideas within the paragraphs are disjointed and often repetitive. Cohesive devices are either missing or used incorrectly, such as the awkward transitions between sentences like 'In very short terms in conditioning for the paying phone application'. The referencing is frequently unclear, making it difficult for the reader to follow the flow of your argument. To improve, use linking words such as 'furthermore', 'consequently', or 'however' to connect your ideas and ensure each sentence builds logically upon the previous one.
Lexical Resource — Band 5.0
The vocabulary is limited and often inaccurate, which frequently impedes communication. Phrases like 'handy-phones each and every criteria fulfill common equipment' and 'fundamental graphs' are confusing and do not convey the intended meaning. There is a reliance on basic, repetitive language, and many word choices are inappropriate for an academic or formal context. To improve, focus on learning collocations—words that naturally go together—and try to use more precise terminology related to technology and finance, such as 'digital transactions', 'financial inclusion', or 'technical glitches'.
Grammatical Range and Accuracy — Band 4.5
The response contains frequent grammatical errors that often obscure meaning. Sentence structures are often fragmented or run-on, such as 'In many time paying for things using mobile phone app is helping each other people because its in good manners like business handle approach'. There are consistent issues with subject-verb agreement, article usage, and tense consistency. The range of structures is very limited, consisting mostly of simple, poorly constructed sentences. To improve, focus on mastering basic sentence construction, ensuring every sentence has a clear subject and verb, and proofreading for common errors like missing articles or incorrect verb forms.
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