Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 15 · 2026-09-01
IELTS Writing Task 2 question
In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
In this current era poeple are becoming more forwerd with new tecnology. Nowadays tecnology is very useful in daily life even new generation are compelately edicted with new features and for them it is more easy and time saver. In this given topic that many contries are using application for money transections. this developmwnt have many advantages and disadvantages which we will discuss in upcoming paragraphs with relevnt examples.
To begens with, use of appliction for pay has many positive side such as it is more time saving and in few steps we can do transections. Also now not only for pay bills and recharges are doing online but we can send money to another country which is more usefull for a people who are living far from their family. For example, one of my friends who is living USA and every month he have to send mony to pay his loan emi, with use of online app he can send money, and this way he is the biggest support of his family.
On the other side , it has some nagative side as well. With more use of online transection many online scam are getting increasing day by day. Some fack appliction are also avilable and beacuse of that more poeple who doesnt know about it they are lossing their money. even beacuse of this more banking scam are coming up.
In conclusion, paying with application is good for people who are not able to go anywhere or they dont habe time for that but with some awarness it will be more safe and stady.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 6.0 |
| Coherence and Cohesion | 6.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response — Band 6.0
The response addresses the prompt by discussing both advantages and disadvantages of mobile payment apps. However, the development of ideas is somewhat limited. While you mention time-saving benefits and the risk of scams, the arguments lack depth and specific analysis. For instance, the example of the friend sending money is relevant but could be expanded to explain the broader economic or social impact. The position is clear, but the overall response would benefit from more detailed exploration of the implications of this technological shift to reach a higher band.
Coherence and Cohesion — Band 6.0
The essay is organized into logical paragraphs, with an introduction, two body paragraphs, and a conclusion. Cohesive devices are used, such as 'To begens with' and 'On the other side', though some are slightly mechanical or contain spelling errors. The progression of ideas is generally clear, but the transition between sentences could be smoother. Referencing is mostly clear, though the flow is occasionally interrupted by grammatical inaccuracies. Overall, the structure is sufficient to guide the reader through your argument.
Lexical Resource — Band 5.0
The vocabulary is adequate for the task but lacks variety and precision. There are frequent spelling errors throughout the text, such as 'poeple', 'forwerd', 'tecnology', 'transections', 'fack', and 'avilable'. These errors are noticeable and detract from the professional tone of the essay. While you attempt to use topic-specific vocabulary like 'online scam' and 'banking scam', the range is limited. To improve, focus on mastering the spelling of common words and incorporating more sophisticated synonyms to express your ideas more precisely.
Grammatical Range and Accuracy — Band 5.0
The essay relies heavily on simple sentence structures. While there are attempts at complex sentences, they are often marred by grammatical errors, such as 'even new generation are compelately edicted' and 'every month he have to send mony'. Subject-verb agreement and article usage are inconsistent throughout the response. Punctuation is also problematic, particularly with spacing around commas. While the meaning is generally understandable, the frequency of errors in basic grammar and sentence construction limits the score in this criterion.
See this exact question answered at other band scores — the same prompt compared across bands.
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