Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 15 · 2026-09-03

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

In this modern era, technology is becoming more essential part of people life. In most of the countries paying bills through phones is commonly rising. This development has lots of advantages which i will elaborate in the upcoming paragraphs .

To commence with, nowadays everyone is spending lots of time on technology which make people 's life easier . To explicate it , many people don't want to carries extra things they want their self more relaxed and they do every thing on phone playing games, talking , paying bills. For example, in most of the places like, shops, moll and other . people use their mobile phone to pay the bills and mobile phone is easy to carry if the phone is stollen no one can use bank information without face lock or password. This is the main advantage of the phone.

Moreover, with the help of the technology it is easy to send money one place to another place and from one country to another country. To explain it, many of the student who goes another country for studies they pay school fees from their nation and it is also easy for student to send money to their own country to their parents with in just one click and its take 5 min. For instance, i brother is leaving in America and he send money to my parents many time and to me for my tution fees and that apps also give lots of rewords and cashback .

To conclude, technology helps people very much and in different ways . Money transfer through the app and paying bills through mobile phone is greater development. which make people's life make more easier.

AI examiner evaluation

Task Achievement / Task Response — Band 5.0

The response addresses the prompt by discussing the advantages of mobile payment apps. However, the task asks whether there are more advantages or disadvantages, and the response fails to provide a balanced view or a clear position on whether the advantages outweigh the disadvantages. The ideas are relevant but remain somewhat superficial. For instance, the mention of security features like 'face lock' is a good point, but the development of the disadvantages is entirely missing. To reach a higher band, you must address both sides of the argument or clearly justify why one side is more significant, ensuring all parts of the prompt are fully explored.

Coherence and Cohesion — Band 5.5

The essay is organised into paragraphs, which helps the reader follow the structure. However, the use of cohesive devices is often mechanical or repetitive, such as the frequent use of 'To explain it' and 'For instance'. Some transitions are awkward, such as 'To commence with', which is not standard usage. The progression of ideas is sometimes hindered by grammatical errors, making the flow feel disjointed. While there is an attempt to use linking words, they are not always used with the flexibility required for higher bands. Improving the variety and naturalness of your transitions will significantly enhance the coherence of your writing.

Lexical Resource — Band 5.0

The vocabulary is generally adequate for the task but lacks the range and precision expected at higher levels. There are several instances of word-choice errors and non-standard collocations, such as 'commonly rising' instead of 'becoming more common' and 'moll' (likely a misspelling of 'mall'). The use of informal phrasing like 'with in just one click' and 'my brother is leaving in America' (likely 'living') limits the academic tone. To improve, focus on learning topic-specific vocabulary related to digital finance and ensuring that words are used in their correct context.

Grammatical Range and Accuracy — Band 5.0

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors throughout. Common issues include subject-verb agreement ('technology is becoming more essential part of people life'), missing articles, and incorrect verb forms ('many of the student who goes'). Punctuation is also inconsistent, with unnecessary spaces before commas and periods. While the meaning is generally clear, the high frequency of errors in basic grammar and sentence construction prevents the text from reaching a higher band. Focusing on proofreading for basic subject-verb agreement and article usage would be a great first step.

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