Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 15 · 2026-09-06

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Now a days many countries started and changed their policy, besides regular cash transactions, or debit and credit card payment also started payment through mobile phone apps as well and because of this having many advantages in different way in our day-to-day life as well in our society and in development of country.

With new industry revolutions and specially in internet technologies many new things are changing at a very rapid space through worldwide. Among these one of fast growing field is money transaction market. Earlier times people need to have cash money and there are risk of burglary or lost the money while travelling or purchasing any things in market.

But with this new phone apps, as now a days mostly every person having mobile with them, so these mobiles app can be easily installed. So with digital transactions it help both users and the vendors to easily managed transactions, no need of counting the cash, all records with date and time, no hustle to take cash from one place to other place or submit cash to a bank. The balanced money or past transactions can be easily calculated and can be easily planned for any future investment as well. People can easily book things online, plan travelling, school fees, hospital fees, office salary, business tractions can be handle with finger tips through mobile apps. Because of this the time spending on managing the money, transactions, travelling time deposits in bank can be save. Now people can spend doing their work , spend time with family, less traffic on road and all these small things will help in development of a country

There will be no or very less black money or money fraud in market, Income Tax department have all the records for all the transactions and depending on state wise tax, property tax, good tax can be calculated easy way and with all records.

Although with cyber crime and internet fraud also increased and may times peoples hard money are stollen by online cyber crime. But still there are many advantages with mobile apps as full records of transactions, quick transfer of money, lesser time, money theft, burglary, records more tax benefit to a country.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses the prompt by discussing the advantages and disadvantages of mobile payment apps. You clearly state that there are more advantages, and you provide relevant points such as convenience, record-keeping, and tax transparency. However, the development of ideas is somewhat limited by the repetitive nature of the arguments. While you mention cybercrime as a disadvantage, it is not explored in as much depth as the advantages. To reach a higher band, ensure that both sides of the argument are balanced and that each point is supported with more specific, illustrative examples rather than just listing benefits.

Coherence and Cohesion — Band 6.0

The essay is organized into paragraphs, which helps the reader follow your argument. However, the use of cohesive devices is often mechanical or repetitive (e.g., starting multiple sentences with 'So' or 'Because of this'). Some transitions between ideas are abrupt, and the logical flow within paragraphs could be smoother. For instance, the transition from discussing personal convenience to national economic development feels a bit disjointed. Improving the variety of linking words and ensuring that each sentence logically follows the previous one will significantly enhance the coherence of your writing.

Lexical Resource — Band 5.5

You have a sufficient range of vocabulary to communicate your ideas, including terms like 'digital transactions', 'cyber crime', and 'industry revolutions'. However, there are frequent errors in word choice and collocation, such as 'rapid space' instead of 'rapid pace', 'stollen' (spelling error), and 'good tax' instead of 'goods and services tax'. The vocabulary is generally functional but lacks the precision and sophistication required for higher bands. Focusing on learning common collocations and checking spelling will help you convey your points more accurately.

Grammatical Range and Accuracy — Band 5.5

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede readability. Issues include subject-verb agreement (e.g., 'every person having mobile'), missing articles, and awkward phrasing (e.g., 'money theft, burglary, records more tax benefit'). Punctuation is also inconsistent, particularly with comma usage. While the meaning is generally clear, the high frequency of errors in basic grammar prevents the essay from reaching a higher band. You should focus on mastering basic sentence construction and proofreading for common errors like verb tense and pluralization.

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