Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 15 · 2026-10-06

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

In the modern era of technology is playing significant role for individuals. mobile phone is the basic need for every person. Many apps like online payment for goods make the lives more convenient, however it has many loopholes in the societies. According to my prespective, this trend is growing rapidly but create many disadvantages for human beings.

In the first and foremost problem is cyber scam.Every nation is facing thhis problem as the hackers steal the password or OTP from the custumer while operating accounts in bank.When people use these apps , they have to share some personal details of banking, Hackers use their data and try to hack the phones .Scanners and digital mode of payment is the main reasons for the stealing.For instance, apps like gpay, phonepay and scanners play vital role for fraud.

On the other hand, people are used to play some online games apps that are paid, attract the adults to spent money. These are not only responsible for wasting money but for destroying the mental state of the students. Some students are very much addicted for these apps.They forget about their skills and studies. For example , such children are facing the challenge of eyesight and they are wasting their precious time on such apps which are useless for their future.

In the conclusion, apps like online games, online shopping have direct affect on the people. They are feeling restless and facing the problem of mental heath. Moreover, these apps are the major reason of scammming. Hackers use the data and information of the citizens, while using these apps.

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

The response addresses the task only partially, presenting a position that leans towards disadvantages, though the development of ideas remains limited and under-developed. While the introduction attempts to frame the argument around mobile payment apps, the body paragraphs shift abruptly to discuss online gaming addiction and general screen time issues, which strays slightly from the core prompt regarding mobile payment applications. Ideas such as cyber scams and hacking are mentioned in the second paragraph, but they lack sufficient extension, relying on sweeping generalisations like apps playing a vital role for fraud without providing detailed explanations or fully realised examples. To reach a higher level, the writer needs to maintain a clearer focus on the specific prompt throughout all paragraphs and extend each supporting idea with well-developed, relevant examples.

Coherence and Cohesion: Band 5.0

The essay displays some basic organisation with the use of standard paragraphing and transition signals such as in the first and foremost and on the other hand. However, there is no clear overall progression, and the logical flow between sentences is frequently disjointed. Cohesive devices are sometimes used inaccurately or repetitively, and referencing is occasionally unclear, as seen when pronoun usage fails to clearly link back to its intended antecedent. For instance, transitional phrases feel somewhat mechanical rather than naturally guiding the reader through a well-sequenced argument. Improving the logical connection between sentences and ensuring smoother transitions from one paragraph to the next would greatly enhance the overall coherence of the writing.

Lexical Resource: Band 5.0

The vocabulary used is minimally adequate for the task, but the range remains limited and repetitive. The student attempts less common vocabulary, such as convenient, loopholes, and cyber scam, but these attempts are frequently accompanied by word-choice and collocation errors, such as scarnners and digital mode of payment is the main reasons. Additionally, there are noticeable spelling mistakes throughout the text, including thhis, custumer, prespective, and heath. While communication is generally maintained despite these errors, the lack of precise lexical control restricts the response. Incorporating a wider and more accurate range of topic-specific vocabulary with correct spelling and word forms would elevate the lexical quality of the essay.

Grammatical Range and Accuracy: Band 5.0

The grammatical range is limited, relying mostly on simple sentences alongside a few attempts at complex structures that are often faulty. Frequent errors in grammar, punctuation, and article usage appear throughout the response, such as missing articles in technology is playing significant role and incorrect verb forms like adults to spent money and addicted for these apps. Subject-verb agreement issues also surface, for instance, digital mode of payment is the main reasons. These frequent errors can cause some difficulty for the reader and prevent the text from achieving a higher level. A stronger control over basic sentence structures, accurate prepositions, and consistent verb tense usage is necessary to improve grammatical accuracy.

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