Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 15 · 2026-10-15

IELTS Writing Task 2 question

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

Technology had tremendously transformed the lifstyle of indvidual is an effective and convert way of living life. In this regard in many nations used a plastic money for paying things. This essay will elucidate the outstanding advantages and displeasing demerits in the foth coming paragraphs.

On the advantages sides, the tremendous merit of using the digital transition is the unprecedented level of convenience. This is to say that carrying physical cash and multiple bank cards is no longer necessary, as a smartphone can complete transactions in seconds via QR codes or contactless technology. Moreover, these applications autometically log transactions, enabling users to monitor their spending habits effortlessly and manage personal budgets more effectively. To cite an example, in countries like China and Kenya, mobile payment ecosystems like WeChat pay and M-Pesa have revolutionized daily commerce. Also my personal experience i am using app apple pay wallet because during Covid-19 in India most pepole use the

AI examiner evaluation

Task Achievement / Task Response: Band 4.0

The response identifies convenience as an advantage and gives relevant details, including faster transactions, spending records, and examples from China and Kenya. However, it does not answer the central comparison: the essay promises to discuss both advantages and disadvantages, but no disadvantage is developed, and the writer’s view on whether advantages outweigh disadvantages is not stated. The personal example about Apple Pay is left unfinished, so it cannot support the argument. The response is also 95 words below the required minimum, which leaves the task substantially incomplete. To improve, state a clear position in the introduction, develop at least one relevant disadvantage, and support both sides with complete explanations and examples.

Coherence and Cohesion: Band 5.0

There is a basic paragraph structure: an introduction is followed by a paragraph on advantages, and linking expressions such as “Moreover,” “To cite an example,” and “Also” show an attempt to connect ideas. The main progression is nevertheless incomplete because the promised discussion of disadvantages never appears, and the final personal example stops mid-sentence. As a result, the response has no concluding paragraph or clear overall resolution. Some transitions also feel formulaic, and the opening sentence is difficult to follow, which weakens the connection between the topic and the essay’s argument. Organise the response into a clear introduction, developed body paragraphs covering the relevant sides, and a conclusion that restates your position.

Lexical Resource: Band 5.5

The response attempts a range of topic-related vocabulary, including “convenience,” “transactions,” “monitor their spending habits,” and “mobile payment ecosystems.” These choices help communicate the main advantage and show some ambition beyond basic vocabulary. However, spelling and word-choice errors are noticeable, for example “lifstyle,” “indvidual,” “convert way,” “automatically” misspelled as “autometically,” and “displeasing demerits.” Some phrases are also unnatural or imprecise, such as “plastic money” and “outstanding advantages.” These errors sometimes make the reader pause, although the general topic remains understandable. Focus on accurate spelling and natural collocations, and choose straightforward expressions such as “payment cards,” “convenient,” and “significant drawbacks” where appropriate.

Grammatical Range and Accuracy: Band 5.0

The response includes some complex sentence forms, particularly the sentence beginning “This is to say that carrying physical cash…” and the clause “enabling users to monitor their spending habits.” However, control is inconsistent, and several sentence-level errors make parts difficult to understand. For example, “Technology had tremendously transformed the lifstyle of indvidual is…” lacks a clear grammatical structure, while “in many nations used a plastic money” has no clear subject and an incorrect article pattern. The final sentence, “Also my personal experience i am using app apple pay wallet because…,” is incomplete and has unclear clause structure. Practise building complete sentences with a clear subject and verb, and check articles, agreement, and punctuation before submitting.

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