Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 17 · 2026-11-11

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.0)

In recent days, most payments are done by cards or digital technology which will lead to cashless payment in the future. I think that this trend will be taken place in the future as it is convenient and people can track their transaction, while some individuals might not be happy to give up on cash.

To begin with, using cards or mobile phones has significant benefits. One major advatage of using digital methods is convenience. Buyers do not need to carry cash on pockets and it is easy method to use in each every places. For example, individuals who pay from mobile applications, they do not need to worry about loosing their money such as stealing. As a result, people might use cards or cell phones for all payments. Additionally, by online payment people can track their transactions and keep an eye on their budget by various applications. This will save money by creating budget limit on their expenses.

However, there are some individuals who might not be happy to pay by digital technology. Individuals who are not great with technology and more adapted by cash, they might be unhappy. Some old people community who has trouble with smart technology as well as they do not like to buy items from cards due to security reasons. For imstance, most grand parents will be unsecure if they have to pay by cards because they think that giving all details to buyers create fear of loosing money. Hence, some disadvatged people might be against of using cards or phones.

In conclusion, virtual payment methods are becoming common in society which might lead to cashless. Although people may longer be able to pay by cash as digital payment methods are convenient and easy, there are some individuals who will be unhappy to give up on cash due to their habit and safety concerns. I think that young generation do not like to carry cash all the time and they are more dependent on technology so people may no be able to pay by cash in future.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

You address both parts of the question and maintain a clear view that cashless payment is likely, supported by convenience and the ability to monitor spending. You also explain why some people may resist, particularly older people who are less comfortable with technology and those concerned about security. These are relevant reasons, and the examples about mobile applications and grandparents help make them concrete. The response meets the task well, but some points are asserted rather than fully explained: for instance, the claim that digital budgeting “will save money” needs a clearer link to how tracking changes spending. The prediction could also be qualified by considering whether cash might remain useful for some groups or situations. More developed support would make the argument more complete.

Coherence and Cohesion: Band 6.5

The response has a clear overall structure: an introduction, separate paragraphs for benefits and concerns, and a conclusion. “To begin with,” “However,” and “In conclusion” make the main stages easy to follow, and the ideas generally progress from convenience to objections. Some connections are less smooth within paragraphs, however. The example about not worrying about stolen money does not clearly explain why mobile payment prevents this, and the sentence beginning “Individuals who are not great with technology” is not fully connected grammatically to the next idea. The conclusion also repeats several points from the introduction and body rather than bringing them together in a more precise final judgement. Use clearer links between each claim and its explanation, and vary transitions so the organisation feels less formulaic.

Lexical Resource: Band 5.5

You use relevant vocabulary for the topic, including “digital technology,” “transactions,” “budget,” “security reasons,” and “cashless.” This gives you enough range to discuss both the advantages and concerns, and the meaning is generally understandable. However, noticeable spelling, word-form, and collocation errors reduce precision: examples include “advatage,” “loosing,” “imstance,” “disadvatged,” “adapted by cash,” and “unsecure.” Some phrases are also unnatural, such as “in each every places” and “create fear of loosing money.” Aim to learn common word partnerships and check spelling and forms carefully. More precise expressions for payment security and people’s familiarity with cash would make the argument sound more natural and controlled.

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and complex sentence forms, including clauses with “as,” “while,” and “although,” and the overall meaning is usually clear. Some sentences are accurate and appropriately varied, such as “This will save money by creating budget limit on their expenses.” However, there are recurring errors in sentence construction and agreement. For example, “Individuals who are not great with technology and more adapted by cash, they might be unhappy” has an incomplete clause and an unnecessary repeated subject; “some old people community who has trouble” has agreement problems; and “people may no be able” contains an incorrect verb form. Articles and prepositions also need attention, as in “on pockets” and “creating budget limit.” Review clause structure and subject–verb agreement, then proofread for these patterns.

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