Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 17 · 2026-07-24

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.5)

Technology is rising day by day in every field. It make the humans life easy and burden free. If the speed of increasing technology will same then their is a time when people use phone or card for payment rather then cash. Whereas some people will happy by using cash instead of using electronic payment method. These both statement have different reason which I will explain in following paragraphs.

To embark with, new era are growing with new development day after day so people are getting busy in their hepatic schedule so the payment are done online. The pay will also come through banks and people are become lazy so rather to take out the money they will pay from card. The banks will also pursue their customer to use cards indirectly for instance the bank will give offer to use more card will get money refund like american expresso in which a customer spend card money and earn point which will further use in buying ticket for travel. Beside this, it is easy to carry one card rather to fill up the pocket with money and we use single penny of money by card but in cash we lost five or ten cent which will happen with everyone.

On the other hand, people will not want to use card or phone for buying or celling product. Firstly, there is no tax on cash payments so to get free from tax some pupil. Nextly, there is a risk of hacked account or some technical issue created in which people will not using their card or phone for money so it become difficult for them to buy goods. For example if the light went for a week due to some disaster so people will not using e payment and will not able to buy products because all cash are in bank.

To conclude, the e-payment is the future of medium of trade goods and services. But depend in card payment is not a good idea. So according to me both is useful for payment . A person will not fully depend upon one payment method if e payment does not work pay with cash or vivav

AI examiner evaluation

Task Achievement / Task Response — Band 6.5

The response addresses both parts of the prompt: the likelihood of a cashless society and the reasons for resistance. However, the development of ideas is somewhat superficial. For example, the explanation regarding tax evasion and technical failures is relevant but lacks depth. The position is clear, though the conclusion is slightly contradictory, suggesting both methods are useful while also acknowledging the trend toward e-payments. To reach a higher band, you should expand on your arguments with more detailed examples and ensure your position remains consistent throughout the essay.

Coherence and Cohesion — Band 6.5

The essay is organized into logical paragraphs, and there is a clear attempt to use cohesive devices such as 'To embark with', 'On the other hand', and 'To conclude'. However, the use of these devices is sometimes mechanical or slightly unnatural, such as 'To embark with' instead of 'To begin with'. Additionally, some transitions between sentences are abrupt, and the referencing is occasionally unclear, which affects the flow of ideas. Improving the variety and precision of your linking words will help the essay read more smoothly.

Lexical Resource — Band 6.0

The vocabulary is generally adequate for the task, but there are several instances of word-choice errors and non-standard collocations, such as 'hepatic schedule' (likely meant 'hectic'), 'american expresso' (American Express), and 'pupil' (used to mean people). The range of vocabulary is somewhat limited, relying on basic terms. To improve, focus on using more precise academic vocabulary and ensure that you are using collocations correctly. Proofreading for spelling errors like 'celling' instead of 'selling' would also be beneficial.

Grammatical Range and Accuracy — Band 6.0

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede clarity. Examples include subject-verb agreement issues ('It make the humans life', 'new era are growing') and incorrect verb tenses or forms ('people will not using'). Punctuation is also inconsistent, particularly with comma usage. While the meaning is generally understandable, the high frequency of errors prevents the essay from reaching a higher band. Focus on mastering basic subject-verb agreement and consistent tense usage.

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