Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 17 · 2026-07-27

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.5)

In todays fast paced world online payment method such as bank cards and smartphones is a booming trend as majority of individuals prefer these methods as they find it more convenient and faster but the chances that cash would be removed as payment method is very minor because there are many people in remote areas who ae not familiar with the online payment methods and due to financial security.

There is no doubt that electronic payment ways will be dominant in future due to its effectiveness and efficiency. It is very convenient than using cash as everything can be done in a few seconds also very secure because every payment has its own transaction number due to which it can be tracked very easily. Government also encourages digital banking a lot as it is easy for them to create transparent financial records, makes tax collection a lot easier as everything can be tracked digitally so , it becomes really difficult to hide black money.

however, it is impossible to vanish cash as payment of method due to old age people who are not very familiar with the growing technology, not only the senior citizens but individuals who are living in remote areas since their childhood are also not very friendly with the online banking or cashless methods.

In conclusion, although technology in progressing rapidly but still bash cannot be removed as a payment method because it gives a person financial privacy and those who are not familiar with technology can use this method freely.

AI examiner evaluation

Task Achievement / Task Response — Band 6.5

The response addresses both parts of the prompt: the likelihood of a cashless future and the reasons for resistance to this change. However, the development is somewhat limited. While you mention remote areas and elderly citizens, these points could be expanded with more specific examples or deeper analysis of the socio-economic implications. The position is clear, but the argument remains at a surface level. To reach a higher band, ensure that each main point is fully supported with detailed reasoning rather than just stating the idea. The conclusion is a bit repetitive and does not add new insight to the discussion.

Coherence and Cohesion — Band 6.5

The essay is organized into logical paragraphs, which helps the reader follow your argument. However, the use of cohesive devices is somewhat mechanical and occasionally inaccurate. For instance, the transition 'however' at the start of the third paragraph is not capitalized, and the use of 'due to' is repetitive throughout the text. Some sentences are run-on, such as the opening sentence, which makes the progression of ideas feel slightly cluttered. Improving the variety of linking words and ensuring better sentence boundaries would significantly enhance the flow and coherence of your writing.

Lexical Resource — Band 6.5

You demonstrate an adequate range of vocabulary for the task, using terms like 'transparent financial records' and 'booming trend'. However, there are several instances of awkward phrasing and word choice errors, such as 'vanish cash as payment of method' instead of 'eliminate cash as a payment method' and 'not very friendly with the online banking' instead of 'not familiar with'. There are also minor spelling errors like 'ae' instead of 'are' and 'bash' instead of 'cash'. To improve, focus on collocations and ensure that your word choices are precise and contextually appropriate.

Grammatical Range and Accuracy — Band 6.0

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede the flow. Issues include subject-verb agreement (e.g., 'online payment method... is a booming trend' should be 'methods... are'), missing articles, and punctuation errors, particularly with comma splices. The sentence structure in the first paragraph is particularly problematic, as it is one long, run-on sentence. While the meaning is generally clear, the high frequency of these errors prevents the essay from reaching a higher band. Focusing on sentence boundaries and basic grammatical accuracy will be key to improvement.

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