Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 17 · 2026-07-27

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.5)

Undeniably, due to advanced technology, individuals live become convenient and burden free. It is predicted that in upcoming years, people most likely to do payment by using cards and phones, and will not carry cash. In my opinion, there is veracity of this trend; however I personally believe that it would be hard to adapt new paying system for who is not tech-savvy.

In regards to first question, it is evident that technology has been developing at faster rate, and more and more individuals tend to become tech-savvy, as a result, innovation in payment method definitely would be influenced people to use cards and phones. Moreover, it would become convenient and burden free for people that they do not have to carry physical money for shopping, which significantly reduce chances of being robbed. For instance, by installing credit or debit card in I-phone watch, people are do payment just in one tap of the watch on the payment machine, resulting more likely people do not need to worry about cash payments.

Shifting focus of the consequences about giving up using cash, it would become harder for the the old-generation who are struggling to learn new technology. Other considering factor could be there will be higher chances of digital scams and frauds; therefore, if digital hacking happens, people might loss their all account money within seconds. Because of these aforementioned concerns people are not have desire to stop using cash while payment.

In conclusion, It undeniable that advance payment transition system brings numerous stress free options regarding not carrying physical money and reduce chances of being robbed; however, to remove discomfort feeling of using new system can be addressed by developing effective online transition security system and doing camping for old generation by government about how to use digital payment transition.

AI examiner evaluation

Task Achievement / Task Response — Band 7.0

The response addresses all parts of the prompt. You clearly state your position that a cashless society is likely but acknowledge the difficulties for certain groups. You provide relevant reasons for the shift, such as convenience and security, and explain why some people might be reluctant, citing the digital divide and security concerns. The ideas are relevant and generally well-developed, though some explanations could benefit from more depth. For example, the mention of 'digital scams' is a strong point, but it could be expanded further to illustrate the impact on the elderly. Overall, the response is focused and directly answers the task requirements.

Coherence and Cohesion — Band 7.0

The essay is logically organized into clear paragraphs, each with a distinct focus. You use cohesive devices such as 'In regards to', 'Moreover', and 'Shifting focus' to guide the reader through your arguments. However, some transitions feel slightly mechanical, and there are instances where the flow is interrupted by awkward phrasing, such as 'Shifting focus of the consequences about giving up using cash'. While the paragraphing is appropriate, the internal cohesion within sentences could be improved to ensure a smoother progression of ideas. Overall, the structure is clear and supports the development of your argument.

Lexical Resource — Band 6.5

You demonstrate an adequate range of vocabulary for the task, using terms like 'tech-savvy', 'innovation', and 'digital scams'. However, there are several instances of imprecise word choice and collocation errors, such as 'individuals live become convenient', 'doing camping for old generation', and 'online transition security system' (likely meaning 'transaction'). These errors occasionally hinder the precision of your expression. To reach a higher band, focus on using collocations more accurately and expanding your range of academic vocabulary to avoid repetitive phrasing like 'burden free' and 'do payment'.

Grammatical Range and Accuracy — Band 6.0

You attempt a mix of simple and complex sentence structures, but there are frequent grammatical errors throughout the text. Examples include 'people most likely to do payment', 'people are do payment', and 'people are not have desire'. These errors, particularly with verb forms and sentence construction, are noticeable. While the meaning is generally clear, the frequency of these slips prevents the essay from reaching a higher band. You should focus on subject-verb agreement and the correct use of auxiliary verbs to improve the accuracy of your writing.

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