Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 17 · 2026-08-06

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.0)

In the next era, human could be only use online or card payment option and avoid using physical money. This essay will reasons for it can be happen one day and also discuss many people not avoid using cash.

There are number of reasons for why online payment is better than physical. First of all,

Customers prefer to use online payment option because it is secure way to pay your bills. Whereas, It is risky to use cash every time as it can be steal by robbers and they can use easily. However, If your card or banking information lost or stolen , you just need to inform your bank management and they will secure it. Secondly, online payment is fast and quicker than cash as people just need to tap it and it completes the payment so it saves tones of time.

On the other hand, It is hard to get rid oof from the physical money as it is hard for elderly and old people to get used with smartphones. As a result they will never stop using cash. Similarly, people who are living in rural or countryside where it is hard to have internet connection so they still depend on cash. Moreover, technical issues such as power outages or system failures could prevent people from accessing their money when they need it most.

In conclusion, there are some reasons like online payment is secure and time saving for stopping usage of cash but It is hard for older and rural people to adapt new technology It would not stop using cash.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses both parts of the prompt: the likelihood of a cashless society and the reasons why some people might resist this change. The position is clear throughout. However, the development of ideas is somewhat limited. For instance, the argument regarding rural areas is relevant but could be expanded with more specific examples or deeper analysis of the socioeconomic implications. The introduction is slightly repetitive and lacks a strong thesis statement. To reach a higher band, ensure that each supporting point is fully explored with more depth and nuance rather than just listing reasons.

Coherence and Cohesion — Band 6.0

The essay is organised into logical paragraphs, with a clear introduction, body paragraphs, and a conclusion. Cohesive devices are used, such as 'First of all', 'Secondly', 'On the other hand', and 'Moreover'. However, the use of these devices is sometimes mechanical or slightly awkward, such as the transition 'Whereas, It is risky...'. Additionally, some referencing is unclear, and the flow between sentences could be smoother. The paragraphing is appropriate, but the internal cohesion within paragraphs needs more variety to avoid a repetitive structure.

Lexical Resource — Band 5.5

The vocabulary is adequate for the task but lacks range and precision. There are several instances of awkward phrasing and word choice errors, such as 'In the next era' instead of 'In the near future', and 'get rid oof from the physical money'. The student relies on basic vocabulary like 'good', 'hard', and 'stop', which limits the ability to convey more sophisticated ideas. To improve, the student should focus on learning collocations and more precise academic vocabulary related to finance and technology.

Grammatical Range and Accuracy — Band 5.5

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede readability. Examples include 'human could be only use' (incorrect modal usage), 'it can be steal' (passive voice error), and 'get used with' (incorrect preposition). Punctuation is also inconsistent, particularly with the misuse of capital letters after commas. While the meaning is generally clear, the frequency of these errors prevents the essay from reaching a higher band. Focusing on subject-verb agreement and correct passive voice construction would be beneficial.

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