Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 17 · 2026-08-18
IELTS Writing Task 2 question
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
It is evident economy has increasing their ways in many aspects. People have to pay by cards or phones, rather than by using cash, if the technologies has developed. I agree this will happen one day. Needy people might have an issue with that technology.
It is primary catalyst for the trend to go paperless is convenient. It is extremely beneficial for people who did not want money on their pocket in order to shop, they simply pay with their card or mobile applications gives them comfort and flexibility without to worry their money being stolen. Furthermore, the revolution which this breakthrough innovation provides preventing of frauds in many levels. Since, nemourus companies who wanted to you to pay tax by using cards or phones which is more inappropriate for those who use their cards for limited money. For instance, in Pakistan there are such a wide variety of fraud pages, who only wants money for their consumers. They display several of excellent qualities of their products as people get attracted and pay online. However, after they got money they did not provide the quality of products as they shown on their websites.
On the contrary, despites the merits there are some dimerits also, For needy and the ageing people who have not familier to this technology or they did not have much money to pay by cards. We should educated them firstly, then we invented this technology rapidly.
In conclusion, it might be happened in the future. Since, technology plays significat role in many aspects, where as to shopping online or to developing new skills.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response — Band 5.5
The response addresses both parts of the prompt: the likelihood of a cashless society and the reasons why some people might be reluctant to adopt it. However, the development of these ideas is inconsistent. The argument regarding convenience is clear, but the section on fraud is somewhat confusingly linked to tax payments and online shopping in Pakistan, which distracts from the main point. The conclusion is brief and lacks a strong summary of the main arguments. To improve, ensure that each paragraph focuses on a single, well-developed idea that directly answers the prompt's specific questions.
Coherence and Cohesion — Band 5.5
The essay is organised into paragraphs, but the logical flow between sentences is often disrupted by grammatical errors and awkward phrasing. While some cohesive devices are used, such as 'Furthermore' and 'On the contrary', they are sometimes used incorrectly or in contexts where they do not fit the preceding thought. The referencing is occasionally unclear, making it difficult for the reader to follow the progression of the argument. Improving the use of transition signals and ensuring that each paragraph has a clear topic sentence would significantly enhance the coherence of your writing.
Lexical Resource — Band 5.0
The vocabulary range is limited and often repetitive. There are several instances of incorrect word choice, such as 'dimerits' instead of 'demerits', 'nemourus' instead of 'numerous', and 'familier' instead of 'familiar'. The phrase 'did not want money on their pocket' is unnatural. While the meaning is generally conveyed, the lack of precision and the presence of spelling errors prevent the essay from reaching a higher band. Focus on learning collocations and using more precise terminology related to finance and technology to improve your lexical range.
Grammatical Range and Accuracy — Band 5.0
The essay contains frequent grammatical errors that occasionally impede communication. There are consistent issues with subject-verb agreement (e.g., 'economy has increasing', 'technologies has developed'), article usage, and sentence structure. Many sentences are fragmented or contain run-on structures, such as 'Since, nemourus companies who wanted to you to pay tax...'. The use of complex structures is attempted but often results in errors. To improve, focus on mastering basic sentence construction, specifically ensuring that subjects and verbs agree and that clauses are correctly connected.
See this exact question answered at other band scores — the same prompt compared across bands.
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