Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 17 · 2026-08-19

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.0)

Advancement in technology is drastically changes our lifestyle, and it has a profound impact on our day to day living. It might be alter our payment methods in the future, where individuals only use their digital devices and credit cards for payments. I strongly believe that it would be the practical scenario in the near future. In the contrary, there are some people who still want to use hard cash. In subsequent paragraphs, I will discuss some major drivers behind this phenomenon and want to share some interesting examples.

As modern technology revolutions are happening around the world this will definitely brings a day, where all payments could be made by phones and banking cards. Why it will be, because these smart payment options are providing flexibility, security and speed. Additionally, it is solve the problem of the return and changes after making payments or receiving refunds. For example, if someone sending or paying money to others, they will received the transaction details of that transfer, which will act as a proof of payment.

However, there are numbers of individuals, they are still avoiding themselves to use these creative options. There are many reasons behind this, but the major one is the resistance to change and complexity of these technology. Its means that people are avoiding themselves to use these digital payments because in initial setup they have to fulfill some basic details and proceed with puzzled steps. To exemplify, to setup credit cards and bank account in their smart devices they need to follow some steps. As result they avoid these steps and sometime these

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses both parts of the prompt: the future of cash-less payments and the reasons for resistance. However, the development is somewhat limited. The arguments regarding the benefits of digital payments are clear, but the explanation of why people resist change is underdeveloped and ends abruptly. The position is consistent throughout, but the essay lacks depth in its analysis, particularly in the second body paragraph, which feels incomplete. To reach a higher band, you should ensure that each point is fully supported with detailed reasoning and clear examples, and avoid trailing off at the end of the essay.

Coherence and Cohesion — Band 6.0

The essay is organized into paragraphs, and there is a clear attempt to use cohesive devices such as 'Additionally', 'However', and 'To exemplify'. However, the flow is occasionally hindered by awkward phrasing and mechanical transitions. The referencing is sometimes unclear, such as in the phrase 'Why it will be, because...', which disrupts the logical progression. Paragraphing is present, but the final paragraph is incomplete, which affects the overall structure. To improve, focus on using a wider variety of linking words more naturally and ensure that each paragraph has a clear, finished conclusion.

Lexical Resource — Band 5.5

The vocabulary is generally adequate for the task, but there are frequent errors in word choice and collocation. For example, 'Advancement in technology is drastically changes' should be 'Advancements in technology are drastically changing'. Phrases like 'practical scenario' and 'creative options' are used in ways that are not entirely natural. While you attempt to use some topic-specific vocabulary like 'transaction details' and 'digital payments', the range is limited, and the errors occasionally make the reader pause. Focus on learning the correct verb forms and collocations associated with technology and finance.

Grammatical Range and Accuracy — Band 5.5

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that affect the clarity of the writing. Common issues include subject-verb agreement ('revolutions are happening... this will definitely brings'), incorrect verb tenses ('it is solve the problem'), and awkward sentence construction ('they are still avoiding themselves to use'). Punctuation is generally functional, but the sentence structure is often repetitive. To improve, pay closer attention to basic grammar rules, particularly verb conjugation and the use of articles, and try to vary your sentence structure to avoid repetitive patterns.

See this exact question answered at other band scores — the same prompt compared across bands.

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