Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 17 · 2026-08-23

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.0)

Nowadays, everything is developed and fast because of modern technology and it also observed in shopping, online payments and banking systems. Although in the future, people may start avoiding use of cash in shopping and prefer to use cards, still number of people might not be hoppy from this improvement. Both statements have their own points which will be discussed in upcoming paragraphs.

In the first side , a plethora of benefits people get by using cards and mobiles for their payments. The primary one is they get a relief from carry cash and wallet. To explicate it, through phones and banking apps individuals can easily pay their bills for their shopping expenses instead of carry cash. Moreover, payments made by cards are also very convenient and fast as compared to physical payments. Furthermore, people also get a access to review their payments and transactions by using mobile and cards because it record every merchant which help them to make and estimate the budget for their future expenses and events. Secondly, by stop carrying cash in wallets and lady's purse the crime of thief will be reduce . for example, according to the survey of India's crime department in 2025 reports of stole cash and thief wallet is reduced by 45% because people stop carrying their wallet and start to use online platforms for their payments.

On the other hand, several folks still prefer to use cash for payments rather than mobiles and cards, because for older people it is very difficult to understand and following the step to make payment authorise. Sometimes people face problems of frauds and hunted by hackers . Apart from that , easy way to pay is also increase the expenses of individuals . for example, they have a access and platform to buy products by staying in house such as Amazon , Flipkart and many more .

In conclusion , although payments for shopping by cards and advanced platforms is very easy to use , safe and less stressful , sometimes lack of proper knowledge it leads to cyber crimes , frauds and many other problems. So , it is very important to use

it in proper way and limited times.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses both parts of the prompt: the likelihood of a cashless future and the reasons for resistance. The position is clear throughout. However, the development of ideas is somewhat uneven. While the benefits of digital payments are well-supported with examples, the discussion on why people might be unhappy is less detailed and relies on generalisations. For instance, the point about 'older people' is relevant but could be expanded with more specific reasoning beyond just 'difficulty to understand'. The conclusion is a bit abrupt and does not fully synthesise the arguments presented. Overall, the response covers all requirements but lacks the depth needed for a higher band.

Coherence and Cohesion — Band 6.0

The essay is organised into logical paragraphs, each with a clear focus. Cohesive devices are used, such as 'In the first side', 'Moreover', and 'On the other hand', although some transitions are slightly mechanical or non-standard (e.g., 'In the first side' should be 'On the one hand'). Paragraphing is used appropriately to separate the main ideas. However, there are instances where the flow between sentences is slightly disjointed, and the referencing is occasionally unclear, which prevents the essay from achieving a higher score in this criterion.

Lexical Resource — Band 5.5

The vocabulary is adequate for the task, allowing the writer to express their ideas clearly. There are attempts to use topic-specific vocabulary like 'transactions', 'merchant', and 'cyber crimes'. However, there are noticeable errors in word choice and collocation, such as 'hoppy' (happy), 'relief from carry cash' (relief from carrying cash), and 'crime of thief' (theft). Some phrasing is repetitive, and the range of vocabulary is somewhat limited, which restricts the score. The errors do not generally impede communication, but they are frequent enough to be noticeable.

Grammatical Range and Accuracy — Band 5.5

The essay uses a mix of simple and complex sentence structures. While the meaning is generally clear, there are frequent grammatical errors throughout the text. Examples include 'it also observed' (it is also observed), 'number of people might not be hoppy' (a number of people might not be happy), and 'they have a access' (they have access). Punctuation is also inconsistent, with spaces before commas and periods. These errors are persistent, though they rarely prevent the reader from understanding the intended message. A wider range of error-free complex structures is needed for a higher band.

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