Band 4.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 4.5 · Cambridge IELTS 17 · 2026-09-02
IELTS Writing Task 2 question
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 4.5)
I would like to say that in this modern world science invention become i human's life's made most easily.
Before 19th century it was not possible that people could make transitions with ATM machines or by phones.
it was very difficult for payment where people sent money.
if you send money and go to bank or shopping mall or you purchase the car or anything the money bag is in hand with you and this is very looking like awful.
This way is very time taking and difficult for people.
But in future it will be just one click for away .people will have no tension for takes money with their pocket .everything will be easy in future, people will have don't need go to out for the shopping mall and spend the more time in shopping mall. people were staying at home using mobile and searching web they could be like anything for in just some time and no need go to out side for payment. just scan the bar code of company or if you have account number their company so you send them payment easily by your phone.
in my opinion that if in the future money will be send by phone so really it will be more Beneficiary for the whole world.as so sa wo
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 4.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 4.5 |
| Overall | 4.5 |
Task Achievement / Task Response — Band 4.0
The response fails to meet the minimum word count requirement of 250 words, which significantly limits the development of ideas. While you address the possibility of a cashless future, the second part of the prompt—why some people might not be happy to give up cash—is almost entirely ignored. You focus heavily on the convenience of digital payments but do not explore concerns such as privacy, security, or the digital divide. To improve, you must ensure all parts of the prompt are addressed with sufficient supporting arguments and examples. The current response is too brief to fully explore the complexities of the topic.
Coherence and Cohesion — Band 5.0
The essay lacks clear paragraphing, which makes it difficult to follow the progression of your argument. There is a lack of cohesive devices to link sentences and ideas; for example, the transition between the historical context and the future prediction is abrupt. Many sentences are disjointed, and the overall structure is repetitive. To improve, you should organize your essay into clear paragraphs: an introduction, body paragraphs for each part of the prompt, and a conclusion. Using linking words like 'furthermore', 'consequently', or 'on the other hand' would help guide the reader through your points more effectively.
Lexical Resource — Band 5.0
Your vocabulary is quite limited and often repetitive. Phrases like 'very difficult', 'very time taking', and 'very looking like awful' are simplistic and do not demonstrate the range required for higher bands. There are also issues with word choice, such as 'Beneficiary' (which is a noun, not an adjective) and 'transitions' (when you likely meant 'transactions'). To improve, try to use more precise vocabulary related to finance and technology, and focus on using words in their correct grammatical form. Expanding your range of collocations will help you express your ideas with more clarity and sophistication.
Grammatical Range and Accuracy — Band 4.5
The essay contains frequent grammatical errors that often impede communication. There are consistent issues with subject-verb agreement (e.g., 'science invention become'), article usage, and sentence structure (e.g., 'people will have don't need go to out'). Many sentences are fragmented or run-on, making them difficult to parse. You rely almost exclusively on simple sentence structures. To improve, focus on mastering basic sentence construction before attempting more complex forms. Pay close attention to verb tenses and ensure that your sentences have a clear subject and predicate to avoid confusion.
See this exact question answered at other band scores — the same prompt compared across bands.
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