Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 17 · 2026-09-10

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.0)

Number of society believes that in future, people might stop using cash for perchasing any item. While some indivisual like this, others will not. In my prespective I think in future, people will use card instate of cash.

Using online payment has significant benefits. Firsty, don't have to worry about carring cash sometimes it's difficuly when you buy costly item. For example, if someone want to buy expesive thing that have to carry that much amount of money and it's not easy to commute with that much money. Not only that's hevy but also has fear of stolen. On the other hand, with digital payment it's easy and convineant. Another reason is that you can check your bank account anytime and anywhere. Mostly youngster don't like to carry cash with them. Moreover card and online payment gives you better dills, like whever I use my credit card it gives me 2% back. It is a best option when you do shopping with your card all the time.

Although, it's easy and safe option some people may not like this especially elderly people due to complicate mobile apps. To describe this I like to give example of my grandparent ; till date they are using cash. They find this apps complicate and they are not able to use this help without help. Another reasone is security, while carring cash has less chance of loosing money than digital haking.

In the end, I think it's mostly depens on person's choice. Both option has it's own prons and cons. Definalty in future mostly people will use mobile payment.

AI examiner evaluation

CriterionBand
Task Achievement / Task Response6.0
Coherence and Cohesion6.0
Lexical Resource5.5
Grammatical Range and Accuracy5.5
Overall6.0

Task Achievement / Task Response — Band 6.0

The response addresses both parts of the prompt: the likelihood of a cashless future and the reasons why some people might be reluctant to adopt it. The position is clear throughout. However, the development of ideas is somewhat limited. For instance, the argument regarding security is mentioned but not fully explored, and the discussion on elderly users is a bit repetitive. To reach a higher band, you should aim to expand on your points with more depth and nuance, perhaps by discussing the broader societal implications of a cashless economy, such as privacy concerns or the digital divide, rather than focusing primarily on personal anecdotes.

Coherence and Cohesion — Band 6.0

The essay is organized into logical paragraphs, each with a clear focus. You use some cohesive devices such as 'Firsty' (a misspelling of 'Firstly'), 'On the other hand', and 'Moreover'. However, the use of these devices is sometimes mechanical or inaccurate. For example, 'To describe this I like to give example' is a clunky transition. Additionally, there are issues with referencing and flow; some sentences feel disjointed, such as the transition between the benefits of digital payment and the specific example of credit card rewards. Improving the variety and accuracy of your linking words would enhance the overall flow.

Lexical Resource — Band 5.5

The vocabulary is adequate for the task but lacks precision and variety. There are frequent spelling errors, such as 'perchasing', 'indivisual', 'instate', 'convineant', 'dills', 'whever', 'reasone', 'haking', and 'definalty'. These errors are noticeable and occasionally distract the reader. While you attempt to use topic-specific vocabulary like 'digital payment' and 'credit card', the range is limited. To improve, focus on learning the correct spelling of common academic and topic-related words and try to incorporate more sophisticated synonyms to avoid repeating basic terms like 'easy' or 'good'.

Grammatical Range and Accuracy — Band 5.5

The essay contains a mix of simple and complex sentence structures, but grammatical errors are frequent. There are issues with subject-verb agreement (e.g., 'Mostly youngster don't like'), missing articles (e.g., 'has fear of stolen'), and incorrect word forms (e.g., 'complicate' instead of 'complicated'). Punctuation is also inconsistent, particularly with comma usage. While these errors do not completely impede communication, they are frequent enough to lower the score. You should focus on proofreading for basic grammatical accuracy, specifically checking for pluralization, verb tense consistency, and the correct use of adjectives versus adverbs.

See this exact question answered at other band scores — the same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.