Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 17 · 2026-09-28
IELTS Writing Task 2 question
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
In this modern era, money play an important role in the life of individual. Everyone rely on it withour it, we will not be able to survive in anywhere. If, you have money then, you can easily settle in any part of the world. In upcimg time, many people may no longer be able to pay for products using cash. Every Transition may have to be made by card along with the with the help of using smartphone. I deem that, at present, many people afraid for robbery which are increasing day by day. This essay will discuss my personal reasons why it will be happen.
To begin with, individuals thik that payment will be done by using the card or phone it is help people do not woory to carry cash because somethime they have sufficient amount of cash during that it will be creating the problem. For example, in the future, in many families people do not keep cash at home they feel the responsibility if they keep it at home.
Moreover, it will be very helpful to reduce the level of robbery nowadays it is increasing everyday.It is common aomg them because they do not have any kind of afair from someone else. They do openly and anywhere. It is more concern issue among at present. For example, many shopkeeper will be reject to accept the paper money they will give the products if they will do payment on online or card.
Overall, in the upcoming time people will be become more smart and clever they have full of awareness regarding it which will be very helpful to teach their children will do open an account in the bank then will be use the cards by purchasing anything which will be to widen their knowledge as well as the skills in the terms of it.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 4.5 |
| Overall | 5.0 |
Task Achievement / Task Response: Band 5.0
The response addresses both parts of the prompt, discussing whether a cashless society will happen and why people might be unhappy about giving up cash, such as concerns over robbery and a preference for physical money. The position is generally clear throughout the essay. However, the ideas are somewhat limited and repetitive, particularly in the body paragraphs where points about robbery and digital payments are restated without deep extension or varied supporting examples. This places the response comfortably at Band 5.0, as it addresses the prompt adequately but suffers from under-developed ideas and limited overall depth.
Coherence and Cohesion: Band 5.0
The essay has a basic structure with an introduction, body paragraphs, and a conclusion, showing some attempt at logical organisation. However, the overall progression is frequently disrupted by awkward referencing and repetitive phrasing. Cohesive devices are sometimes inaccurate, mechanical, or awkwardly applied, such as transitional phrases that do not smoothly connect the ideas. Paragraphing is attempted, but the internal cohesion within paragraphs is faulty, making the flow of the argument somewhat disjointed. This level of organisation aligns best with Band 5.0 descriptors.
Lexical Resource: Band 5.0
The student uses a limited range of vocabulary that is minimally adequate for the task. There are frequent lexical errors and inappropriate word choices, such as 'money play', 'Transition' instead of 'transaction', 'afair' instead of 'fear', and 'concern issue' instead of 'concerning issue'. While attempts are made to use slightly less common vocabulary, the noticeable errors and spelling mistakes cause some difficulty for the reader and prevent the text from reaching a higher band score. These characteristics reflect the standard of Band 5.0.
Grammatical Range and Accuracy: Band 4.5
The essay displays a very limited range of grammatical structures, relying heavily on simple sentences alongside frequent, faulty attempts at complex clauses. Numerous grammatical and punctuation errors are present throughout the text, including subject-verb agreement errors ('money play', 'everyone rely'), tense confusion, and run-on sentences with incorrect punctuation ('If, you have money then, you can easily...'). These frequent errors frequently impede smooth reading and obscure meaning, placing the performance securely at Band 4.5.
See this exact question answered at other band scores. The same prompt compared across bands.
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