Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 17 · 2026-09-28
IELTS Writing Task 2 question
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
TILL NEXT FEW YEARS AFTER, ALL CITIZENS WILL BE USE ONLINE PAYMENTS ON THE SHOPS FOR BUYING THINGS. CASH WILL HAVE NO LONGER FOR USE THEM, BECAUSE ALL PEOPLE VERY SATISFIED WITH PAYMENT OF ONLINE METHOD. I CONCERNED THAT IT MIGHT BE POSSILE IN NEXT FEW YEARS, WITH THE REASON OF THEY CAN EASILY DO PAYMENT IN FEW SECOND WITH THE USING OF PHONES.
FIRSTLY, NOWDAYS YOUNGUSTER ARE EASILY ADOPTING MODERN TECHNOLOGY WHICH HAVE MORE CONVENIENT FOR THEM. THEREFORE THEY ARE AVOIDING USE OF CASH NOW. LET'S TAKE AN EXAMPLE, IN INDIA MOST OF PEOPLE USE ONLINE PAYMENT IN SPIT OF CASH PAYMENT. HOWEVER THEY WANT ALWAYS TRY EASY WAY AND ONLINE PAYMENT IS MORE EASY AND USEFULL FOR LITRATURE PEOPLE. HENCE I SUPPOSE IT COULD BE POSSIBLE TO MUCH EASIEST ONLINE METHOD OF PAYMENTS RATHER THAN USING OF CASH.
SECONDALY, I THINK IT WILL BE HAPPEND ONE DAY IN FUTURE. THERE ARE SEVERAL REASON , THE MAIN REASON IS MOST OF PEOPLE KNEW PROCESS OF USING PHONES, MOREOVER ALL PEOPLE HAVE AVAILABLE MOBILE PHONES, THEREFORE THEY CHOOSE ONLINE METHOD IN CONSTRACT TO CASH METHOD. IN ADDITIONALLY, THEY HAVE NOT GO TO BANK FOR COLLECT CASH. THEY CAN EASILY PAID MONEY WITH THE HELP OF PHONES.
MY PERSONAL OPINION IS THAT, IT WILL BE POSSIBLE IN FUTURE, BECAUSE ALL COUNTRY MODERNTISE NOWDAYS. AND ONLINE PAYMENT IS MORE FASTEST SERVICE. THEREFORE I PREFER TO USE OF ONLINE PAYMENT.
IN CONCLUSION, CASH PAYMENT IS TRADTIONAL METHOD AND ALSO OTHER COUNTRY HAVE OTHER CURRENCY. SOME PEOPLE HAVE NOT PARTICULOR COINS OF THE CURRENCY. SOME TIME HAVE TO FACE TACKLE OF RETURNING CASH. I PREFER TO USING OF ONLINE METHOD. IT WILL BE BENIFICIAL FOR INDIVIDUALS. AT THE END CASH WILL BE USELESS, JUST A PIECE OF PAPER.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response: Band 5.0
The response addresses both parts of the task: whether people will stop using cash in favour of digital payments in the future, and why some people might not be happy to give up cash. The student takes a clear position, arguing that cash will become obsolete as online payments become more dominant. However, the development of ideas is limited and repetitive. The explanations for why people might hesitate to give up cash focus primarily on technical ease and currency differences rather than deeper socio-economic or privacy concerns. While all parts are addressed, the arguments remain somewhat superficial and lack detailed extension. Therefore, the response aligns best with a Band 5.0 for Task Achievement.
Coherence and Cohesion: Band 5.0
The text is divided into paragraphs, which helps organise the response into an introduction, body paragraphs, and a conclusion. However, the logical progression is frequently disrupted by repetitive statements and mechanical transitions such as 'FIRSTLY', 'SECONDALY', and 'IN ADDITIONALLY'. Referencing is sometimes unclear, and the overall flow is hindered by abrupt shifts in ideas. While there is a recognisable organisational structure, the cohesive devices are often inadequate or overused, placing this response firmly at Band 5.0.
Lexical Resource: Band 5.0
The vocabulary used is basic and repetitive, with frequent word-choice errors and awkward collocations, such as 'LITRATURE PEOPLE', 'TACKLE OF RETURNING CASH', and 'PARTICULOR COINS'. The student attempts some less common terms like 'MODERNTISE' and 'TRADTIONAL METHOD', but spelling and morphological errors are prevalent throughout the text (e.g., 'POSSILE', 'YOUNGUSTER', 'CONSTRACT'). The lexical range is limited and minimally adequate for conveying simple ideas, but noticeable errors occasionally cause difficulty for the reader, corresponding to a Band 5.0.
Grammatical Range and Accuracy: Band 5.0
The student attempts a mix of simple and complex sentence forms, but control over grammar is weak. There are frequent errors in tense, subject-verb agreement, article usage, and sentence structure, such as 'ALL CITIZENS WILL BE USE ONLINE PAYMENTS' and 'THEY HAVE NOT GO TO BANK'. Punctuation and capitalization are also problematic. These frequent errors cause strain for the reader and reflect a limited range of reliable structures, fitting the Band 5.0 descriptors.
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