Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 17 · 2026-10-01

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.0)

In recent years, there is development in terms of the mode of payment there are so numerous types of options such as by card like visa,mastercard and by other platforms such as samsung pay, apple pay where you doesn't need to pay through physical card as you need your mobile phone. I believe that most of payment in future done by cards and with the help of phones.

Some group of people will use cash because they are concern about the sharing their payment details.

There are several reasons why cash could become less widely use in the future. Firstly, the world is going towards the technological era where everything you can do within your smart device. People can purchase from store by just tap their card or using their mobile phone as nowadays the mobile phones are equipped with nfc so the payment can be processed easily and not only comfortable but also it gives points on the basis of purchasing on different sector. Right now every card provide 2% cashback on everything purchase on credit card that some time increases as it is changing everytime by the credit card provider company. For example, if i spend $500 monthly then i can get $50 cachback that is better for me.

On the other hand,many people doesn't want to share their bank details for payment through card the vendor can get the payment details. By sharing the bank information there is chance of being hack their bank account and lost their money through the hackers. Right now the bank are having the latest software to prevent hacking the account of the customer by the hacker but sometime by misteke the action taken by the person lead to the lost control over their bank account.

To conclude, In the upcoming years there will be numerous platfrom will be there for the payment through card and with the mobile phone so need to carry the card for payment. Some people will continue to value cash because of its simplicity, privacy and reliability.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

The response addresses all parts of the task, presenting a clear position on the future of cash and why some people might hesitate to give it up. The main ideas are relevant and generally easy to follow, but there is some imbalance in development. For instance, the reasons supporting why cash might disappear, such as technological advancements and cashback incentives, are expanded with examples like spending fifty dollars monthly. However, the reasons why some people prefer cash are slightly under-developed and lack the same depth of elaboration, touching briefly on security concerns and privacy. To reach the next level, all parts of the prompt would need to be equally well-extended and thoroughly supported throughout the essay.

Coherence and Cohesion: Band 6.0

The essay presents a coherent overall arrangement and follows a logical structure, moving from an introduction to body paragraphs discussing the shift away from cash and the counter-arguments, followed by a conclusion. Paragraphing is used appropriately to separate distinct points. However, cohesion at times feels mechanical or faulty due to repetitive transitional phrases and occasional awkward referencing, such as in the opening sentences where ideas are tied together loosely. While the progression of ideas is generally clear, smoother and more varied cohesive devices are needed to guide the reader seamlessly between arguments without relying on repetitive structures.

Lexical Resource: Band 5.5

The writer demonstrates an adequate range of vocabulary to complete the task comfortably, incorporating some less common terms and topic-specific language such as 'technological era', 'cashback', and 'vendor'. However, there are noticeable inaccuracies in word choice, collocation, and word form throughout the response, such as writing 'most of payment' instead of 'most payments' and 'lost control' instead of 'losing control'. Additionally, there are minor spelling slips like 'cachback' and 'misteke'. These errors do not seriously impede communication, but they reflect a level of vocabulary control that falls short of higher bands, which require greater precision and fewer lexical errors.

Grammatical Range and Accuracy: Band 5.0

The writing contains a mix of simple and complex sentence forms, demonstrating an attempt to use varied structures such as conditional and relative clauses. However, there are frequent errors in grammar and punctuation that occasionally cause difficulty for the reader. Issues include subject-verb agreement errors like 'there are development' and 'the bank are having', incorrect verb forms such as 'where you doesn't need', missing articles, and awkward prepositional usage within grammatical patterns. While the meaning remains mostly clear despite these lapses, the presence of frequent grammatical inaccuracies places the structural control firmly in the lower-intermediate range.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.