Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 17 · 2026-10-08

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 5.5)

In current scenario, in this era the whole genration are used to card payment or in digital platfrom,they using mostly phone because its easy to use and not carried any physical money or risk whenever they go for travel or shopping. Many country using the cash-less,although they fully eliminating cash payments only and only payment in digital or using card and phone,but some how many people not happy for using this because its not easy for them like older people,they go in market for shopping like groceries they mostly prefer cash payment.

One major reason for all payment digital platfrom or using card payment its convenient for the people who manage there bussiness and other all records its easy to cary them. Other reason is young people chose to easy way so they also like because they not carried any physcal money or coins in purse so they happily go anywhere and anytime using there phone or cards.

However, some people they might be not happy because they not able some to findingi it easy like older people and other housewives also they mostly prefer using physical money in groceries and other market for shoppings. So older people prefer to there convenient and easy way to payment for cash rather then online or card payment.

My own experience, its tell me that both are relevant there place because we know some time the network issues or technical problem are arrived in emergency time so people are also prefer to use physical money in this type of cases. And other is some local shops or local people can't prefer to using card or any online payment they asking firstly please give them cash payment. Like the auto or taxi driver who are some of the poor for there situation they prefer cash payments. so i still prefer some carry the physical money in my pocket for any backup.

In conclusion, I believe the current market fully using online payments so they are incredibily increase,because they are easy or convenient for them. Nevertheless, cah payment are disappear in near future because people have chose easy and convenient foe them.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

You address both parts of the question: you predict that digital payments will become increasingly common, and explain why some people may resist giving up cash. Your examples of older shoppers, network failures, and local taxi or auto drivers are relevant and help make the response personal. The main limitation is that your prediction is not fully clear: the conclusion says cash payments will disappear, but the body also stresses that cash remains useful, without explaining whether you expect complete replacement or simply wider digital use. Some reasons, such as older people’s preference and the difficulties faced by local sellers, are mentioned but not developed in detail. Clarify your position and explain the examples more fully.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, separate paragraphs for convenience and resistance, a personal example, and a conclusion. This gives the reader a general route through your ideas. However, progression within paragraphs is sometimes difficult to follow, and several points are repeated, particularly the preference of older people for cash and the convenience of digital payments. Linking phrases such as “One major reason,” “However,” and “In conclusion” help, but connections between individual claims are not always clear; for example, the shift from older people to housewives is abrupt. Organise each paragraph around one main point, then explain and illustrate it before moving on. Clearer referencing would also help readers track who “they” refers to.

Lexical Resource: Band 5.0

You use vocabulary relevant to the topic, including “cash-less,” “digital payments,” “network issues,” “technical problem,” and “physical money.” These choices allow you to communicate the main ideas, but the range is limited and several phrases are repeated, especially “easy,” “convenient,” and “prefer.” Some word choices and collocations are inaccurate or unclear, such as “the whole generation are used to,” “manage there bussiness,” and “fully eliminating cash payments only.” Spelling errors, including “genration,” “platfrom,” and “incredibily,” also affect the impression of control. Build a more precise range for discussing payment systems and preferences, and check spelling and common word combinations when editing.

Grammatical Range and Accuracy: Band 4.5

You attempt both simple and longer sentence forms, including explanations with “because” and contrasts introduced by “However” and “although.” This shows an effort to connect ideas, but control is inconsistent, and errors sometimes make sentences hard to interpret. For example, “Many country using the cash-less” lacks a correctly formed subject–verb structure, while “they not able some to findingi it easy” has problems with verb forms and sentence construction. There are also recurring issues with articles, agreement, and punctuation, as in “the network issues or technical problem are arrived.” Aim first for accurate, complete sentences, then add complex clauses. Reading each sentence aloud and checking its subject and verb can help.

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