Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 17 · 2026-10-09

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.0)

In the upcoming years, cash may be replaced by various cards or cell phones as a source of transaction in variety stores. I disagree with the first statement completely as it will effect the sale of the shops. Also, some people who are unaware about the use of cards will be unhappy. These views will be discussed further.

To start with, the cashless system which means accepting only online transactions is taking place of the physical cash in every sector nowadays, but I believe the world can not be imagined without cash. Even though, the use of physical money is decreasing day by day, yet it is still working, because most of the older generation is not capable of using the modern gadgets. So, they prefer cash instead of cards or e-transfers. Moreover, every organisation have all options of payment for the convenience of every individual.

Moving further, people who don't like using card or phone payments will be displeased if cash transfer option is removed. As most of these are illiterate or less educated people, who are far away from the modern technology. However, the homeless or needy people will find themselves helpless as they are lacking phones or cards but need some money for their daily living. Adding more, taxes are imposed on every payment which we can save by paying cash.

To conclude, mobile phones or card transactions may reach their peak in the future time, but cash will still maintain it's value. As despite of youngsters who avoid keeping cash there are still older people who feels happy having cash in their hands.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

You address both parts of the prompt: you give a clear view that cash will not disappear completely, and explain why some people may resist cashless payments. The points about older people, people without access to phones or cards, and the convenience of retaining payment options are relevant. However, several claims need fuller explanation to make the argument more convincing. For example, you say cashless payments “will effect the sale of the shops,” but do not explain how or provide an example. The point about taxes is also unclear: specify what charges you mean and why cash would avoid them. Develop these ideas with concrete examples and distinguish more clearly between cash becoming less common and cash disappearing entirely.

Coherence and Cohesion: Band 6.0

The response has a recognisable structure, with an introduction, two body paragraphs and a conclusion, and the main ideas generally progress from the future of cash to reasons people may object. Paragraphing helps the reader follow the discussion. Some linking is mechanical, however: “To start with,” “Moving further,” and “Adding more” announce points without always showing their precise relationship. The opening also promises that “These views will be discussed further,” which is formulaic. In places, connections between ideas are unclear, particularly the shift from people lacking technology to taxes being saved by cash payments. Use more precise transitions and make each paragraph develop a central point, with clearer links between supporting examples and the claim.

Lexical Resource: Band 5.5

You use a reasonable range of topic vocabulary, including “cashless system,” “physical cash,” “e-transfers,” and “modern technology,” so the subject is clear. There are also attempts at more formal phrasing, such as “for the convenience of every individual.” However, several word choices and collocations are inaccurate or unnatural, which limits precision: “as a source of transaction,” “taking place of the physical cash,” and “reach their peak in the future time” do not express the intended ideas naturally. “Illiterate” is also too broad for people who may simply lack access to or familiarity with digital payments. Aim for accurate, natural collocations and choose terms that describe the group or situation precisely.

Grammatical Range and Accuracy: Band 5.5

You attempt a mix of simple and complex sentences, including a concession structure in “Even though … yet …” and a conditional idea about people being displeased if cash is removed. Meaning is generally understandable, but some grammatical errors recur. For example, “every organisation have” needs subject–verb agreement, while “most of the older generation is” and “older people who feels” also require closer agreement. The sentence beginning “As most of these are…” is a fragment, and “As despite of youngsters…” is not a complete, well-formed clause. Review agreement, clause construction, and punctuation, and avoid combining “even though” with “yet” in the same construction. More consistently accurate complex sentences would improve control.

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