Band 4.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.5 · Cambridge IELTS 17 · 2026-10-10

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 4.5)

In my opinion,I believe that individuals are paying by card for goods because Many individual thinking like its easy method to pay by card.

So Firstly, Today's genration in many peoples bought goods things like Clothes,foods,Drinks and then they are easyly pay by card.So, Most off the people want easy method and this card system is very easyly use. Furthermore, This technology use every people easyly.so most off the peoples thinking is payment method easy by card rather than cash.

Secondly, some people payed by cash so on that moment some time shoopmarkets dont have change. so that time individulas are think that not over advantage so on this time peple think about the pay by card. This pay by card system in genrally people need to pay actual amount and they not need to change.Moreover, pay by card is easy with less time. we can understand easyly if customer pay by cash then shops need to give change in this duration customer and shop manager both spend lots off time.So, Most of the people think we dont have lots off time for pay and pay by card is easyly payment system and directly transfer into account. So we dont need to spend lots off time on payment system. Thus why in future all people use pay by cards and phones.

In Conclusion, peoples did not have more time to spend on payments systems. so they did not like pay by cash like money, Because pay by cash in more time spend.

AI examiner evaluation

Task Achievement / Task Response: Band 4.0

You give a clear general view that card and phone payments are convenient and may become common, and you support this with examples such as avoiding the need for shops to provide change. However, the response only minimally addresses the full question. Most of the essay explains why people might choose cards, while the second part asks why some people may be unhappy to give up cash; this concern is not developed, and the conclusion instead repeats the convenience argument. The prediction that everyone will use cards is asserted rather than considered or supported. To strengthen the response, explain possible objections to cashless payments—for example, privacy, lack of access to banking or technology, and problems during power or network failures—and make your position on whether cash will disappear more fully reasoned.

Coherence and Cohesion: Band 4.5

The response has a basic overall shape: an opening, two body sections signalled by “Firstly” and “Secondly,” and a conclusion. The ideas about convenience and making change are relevant, and some linking expressions help show addition and result. However, progression is difficult to follow because the first body section repeats the same point about cards being easy, while the second shifts between change, time, and the future without a clear distinction. Connectors such as “So,” “Moreover,” and “Thus why” are frequent and sometimes awkward, and references such as “on that moment” are unclear. Organise each paragraph around one distinct reason, use fewer but more precise transitions, and make the conclusion answer both parts of the question.

Lexical Resource: Band 4.5

You use a basic set of topic-related words, including “cash,” “card,” “payment,” “change,” and “account,” so the main subject is usually identifiable. However, vocabulary is repetitive and often imprecise, particularly repeated forms of “easy” and “pay by card.” Several phrases are unnatural or unclear, such as “Most off the people,” “not over advantage,” and “directly transfer into account.” Spelling errors—including “genration,” “easyly,” “shoopmarkets,” and “individulas”—also make the writing less clear. Build a more varied set of accurate expressions, such as “make a payment,” “cashless transactions,” and “withdraw cash,” and check spelling and collocations carefully. More precise vocabulary would also help you explain why some people may prefer cash.

Grammatical Range and Accuracy: Band 4.5

You attempt both short statements and longer sentences joined with words such as “because,” “if,” and “then,” but control is inconsistent, and many sentences contain errors that make the relationships between ideas hard to follow. For example, “Many individual thinking like its easy method to pay by card” has problems with subject–verb agreement and sentence structure, while “some people payed by cash so on that moment some time shoopmarkets dont have change” contains faulty tense use and unclear clause connections. Articles, plurals, and punctuation are also often missing or inconsistent. Practise building accurate simple sentences first, then combine them with one clear subordinate clause. Check verb forms, agreement, sentence boundaries, and apostrophes in contractions before submitting.

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