Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 17 · 2026-10-16

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 5.5)

Some individuals may be give first priority to card and smartphone while paying in supermarket or mall rather than using cash in upcoming decades. I would be strongly agree with using cards and phones due to quick and smart methode. While, other folks will be still beleave on cash transiction.

Firstly, one of the main advantage of using cashless methode for any transiction is speed without vesting a time. For instance, in this modern world everyone have a busy schedule, every one is running for jobs and numerous purposeful activities, so this methode save crucial time while paying. Furthermore, I would like to consider a safety of your money by using this way. For example, you do not need to take stress about your money, no one can steal because you do not have physical currency.

On the other hand, few people do not want to move cashless path, they are thinking this is inappropriate way to purchase. In addition, in my view, the older generation might be not use this techniq due to technichal knowledge will be needed for every transiction. Moreover, technichal issue could be a obstacle while paying. Also, cyber fraud is the major problem, you may loose your money in a second.

In my conclusion, cashless approch for future will be good way to purchse but there is a also some noticable drawbacks. Overall, in my opinion we can use this way with full information which can not lead any fraud in this Global world.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

You address both parts of the question: you support future cashless payments and explain why some people may resist them, mentioning older people, technical difficulties and cyber fraud. Your position is present, especially in the conclusion, but it is not consistently clear in the introduction, where “I would be strongly agree” is followed by a contrast with people who still trust cash. The reasons are relevant but mostly asserted rather than developed; for example, explain how a card or phone payment saves time, or give a specific example of a technical problem or fraud risk. The response is also one word below the required minimum, so it does not meet the task’s length requirement. Develop the examples and make your view explicit from the start.

Coherence and Cohesion: Band 6.0

The response has a recognisable overall structure: an introduction, a paragraph supporting cashless payments, a paragraph presenting concerns, and a conclusion. This makes the main direction easy to follow. You also use signposts such as “Firstly,” “Furthermore,” “On the other hand,” and “In addition.” However, some links feel mechanical, and several ideas are added without showing their relationship—for instance, the safety point moves quickly from not carrying cash to the claim that “no one can steal” it. The conclusion repeats the general position but does not clearly resolve the contrast between convenience and risks. Use fewer formulaic connectors and build clearer links between each claim, its explanation and its example.

Lexical Resource: Band 5.0

You attempt vocabulary relevant to the topic, including “cashless,” “cyber fraud,” “technical knowledge,” and “physical currency,” and the reader can generally understand your intended meaning. However, the range is limited and several inaccurate word choices, collocations and spellings make the writing less clear or natural. Examples include “cashless methode,” “cash transiction,” “vesting a time,” and “full information.” Some words are repeated, particularly “methode” and “transiction,” while “Global world” is not an appropriate expression in this context. Aim to learn accurate topic-specific phrases and check spelling and word forms. More precise vocabulary would help you explain the benefits and risks without relying on broad or unclear wording.

Grammatical Range and Accuracy: Band 5.0

You make some attempts to combine ideas using clauses, such as “because you do not have physical currency” and “which can not lead any fraud,” but the range of sentence structures is limited and many attempts are faulty. Errors in verb forms and agreement include “I would be strongly agree,” “everyone have,” and “this methode save.” There are also problems with articles and sentence construction, as in “a obstacle” and “there is a also some noticable drawbacks.” These errors sometimes make the intended meaning harder to follow, although the overall message remains understandable. Practise forming accurate simple sentences first, then add subordinate clauses, checking subject–verb agreement, articles and verb patterns.

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