Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 17 · 2026-10-21

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.0)

In today's modern era, technology has revotionalised the way people can make make payments. In the future, individuals are more inclined towards making digital payments through online platforms such as with credit card or smartphones as it offers several benefits such as providing greater flexibility and mitigate stress of carrying physical cash. In contrast, older people might still prefer to follow traditional approach and reluctant to follow new approach and will prefer to carry funds with them. In my opinion, people will surely give primary consideration to cashless and digital payments in near future.

To begin with, technological innvoation such as smartphones and payment applications provides greater convenience individuals to make payments. Digital payments can now be made with just one click which reduce considerable time and effort of an individual. For instance, people has to go to banks or ATM to withdraw money for shopping. Moreover, card payments also provides additional benefits such as redeemable points which can be converted in cash or in voucher in further shopping. Nevertheless, these online platforms such as paytm, banking applications etc. have played a crucial role in individuals' lives.

Secondly, there are some people who will prefer to follow traditional approach such as older people to make payments. They don't want to leave their comfort zone or to make considerable efforts in learning online applications as they find it hard to follow. This issue is mostly prevalent in rural areas where technological innovation has not change individuals' perspectives. As a result, they will prefer to carry cash irrespective of change in society.

In conclusion, I believe technological innovation such as digital or cashless payments will certainly be opted by many young generations in near future. However, there are very few people in society who feel reluctant to embrace this change and will be continue to follow their traditional approach.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you expect digital payments to become the main method, while some people—especially older people and those in rural areas—will continue to prefer cash. You address both questions and give relevant reasons, including convenience, reduced time spent withdrawing money, and difficulty learning payment applications. However, the prediction that cashless payments will be adopted is asserted more than fully explained, and the discussion of why people may resist cashless systems focuses mainly on age and comfort. Develop these points with specific consequences, such as concerns about security, access to technology, or budgeting. The example of redeemable points is relevant to digital payments but could be linked more clearly to why this trend will continue.

Coherence and Cohesion: Band 6.0

The response has a clear overall structure: an introduction, two body paragraphs, and a conclusion. The paragraphs generally have distinct purposes, and signposts such as “To begin with,” “Secondly,” and “In conclusion” help readers follow the argument. This coherent arrangement supports the main position. However, some connections are mechanical or unclear. For example, “Nevertheless” does not express a clear contrast with the preceding point about redeemable points, and “Moreover” introduces another benefit without showing how it advances the paragraph’s main claim. The conclusion also repeats the introduction rather than drawing together the reasons. Use linking phrases that express the precise relationship between ideas, and make references such as “this issue” clearly point to a specific concern.

Lexical Resource: Band 5.5

You use a range of topic-related vocabulary, including “digital payments,” “payment applications,” “redeemable points,” and “comfort zone,” and your meaning is generally clear. There are also attempts at more formal phrasing, such as “give primary consideration” and “technological innovation.” However, several word choices and collocations are inaccurate or unnatural, including “follow traditional approach,” “carry funds with them,” and “in further shopping.” Spelling errors such as “revotionalised” and “innvoation” also reduce accuracy. Aim for natural, precise combinations rather than formal-sounding phrases, and proofread spelling and word forms. More varied vocabulary for the reasons people may resist cashless payments would also help you express the argument with greater precision.

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and complex sentence forms, including clauses with “as,” “where,” and “which,” and the overall meaning remains understandable. Some sentences are controlled, such as “They don't want to leave their comfort zone,” but there are recurring errors in agreement, verb forms, and sentence construction. For example, “payment applications provides” should have a plural verb, while “people has to go” needs a plural subject-verb form. In “which reduce considerable time,” both the verb form and the structure need correction. The final phrase “will be continue” is also grammatically incorrect. Review subject–verb agreement and verb patterns, then check each sentence for a complete, correctly formed clause. Greater accuracy in these areas would make your complex sentences more effective.

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