Band 7.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 7.0 · Cambridge IELTS 17 · 2026-10-22

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 7.0)

In the modern world, digital payment methods such as debit cards, credit cards and mobile payment applications are becoming increasingly popluar. As technology continues to advance, some people believe that cash may eventually disappear and all transactions will be conducted electronically. In my opinion, although a completely cashless society os possible in the future; there are several reasons behind many people would be unhappy to give up using cash entirely. Both my perspective as well as reasons are elaborated in the ensuing parapgrahs.

There are strong reasons to believe that cashless payments may become the norm one day. To commence with, digital transactions are faster and more covenient especially in busy shops or urban areas. People no longer need to carry physical money and payments can be completed instantly using a card or smartphone. In addition, electronic payments are easier to track, which can help governments reduce tax evasion and illegal activities. As technology become more secure and accessibile, societies may increasingly rely on cashless systems.

However, many people may resist giving up cash for several reasons. One major concern is privacy. Cash transcations allow individuals to make purchases without leaving a digital record, whereas electronic payments can be monitored or tracked by banks and authorities. Another issue is accessibility. Elderly people or those living in rural areas may struggle with digital technology or lack access to reliable internet services. For such groups, cash remains a simple and dependable payment method.

In conclusion, while it is likely that digital payments will dominate in the future, it is unlikely that cash will disapper completly in the near future. Many people value cash for its privacy, simplicity, and eventually emerge, cash will continue to play an important role for those who are unwillingly or unable to rely solely on electronic payment methods

AI examiner evaluation

Task Achievement / Task Response: Band 7.0

You address both parts of the prompt and maintain a clear position: digital payments may dominate, but cash is unlikely to disappear completely soon. The reasons are relevant and supported with explanations, particularly the contrast between the privacy of cash and the access difficulties faced by some older or rural users. Your discussion of why cashless payments may become common also gives practical reasons, such as speed and easier transaction tracking. To strengthen the response further, develop one or two points with a more specific example, and make the conclusion’s final idea complete and explicit. Overall, the response covers the task clearly, though some claims remain fairly general.

Coherence and Cohesion: Band 7.0

The essay has a clear four-paragraph structure, with an introduction, a paragraph supporting the possibility of cashless payments, a paragraph explaining resistance, and a conclusion. The progression is easy to follow, and contrastive links such as “However” and “In conclusion” help signal the stages of the argument. Within paragraphs, ideas are generally ordered logically: the privacy concern is followed by accessibility. Some linking phrases, including “To commence with” and “Both my perspective as well as reasons are elaborated,” sound formulaic or awkward rather than natural. Most importantly, the final sentence is incomplete and disrupts the conclusion’s flow. More natural transitions and a fully finished ending would make the cohesion more controlled.

Lexical Resource: Band 6.5

You use a suitable range of topic vocabulary, including “digital transactions,” “cashless society,” “tax evasion,” “privacy,” and “reliable internet services.” These choices allow you to discuss both convenience and the concerns of people who may be excluded from electronic payment systems. There is also some variety in how you describe the topic, rather than relying only on “cash” and “cards.” However, several spelling errors—such as “popluar,” “covenient,” “transcations,” and “disapper”—and inaccurate forms such as “accessibile” reduce precision. A few expressions are also unnatural, including “reasons behind many people would be unhappy.” Proofreading and choosing more idiomatic collocations would help you use this range more flexibly.

Grammatical Range and Accuracy: Band 6.5

You attempt a mix of simple and complex structures, including a concession in “although a completely cashless society…” and a relative clause in “those living in rural areas.” Most of the argument remains understandable, and you use sentence boundaries and paragraphing to organise the discussion. However, some grammatical errors affect accuracy. For example, “there are several reasons behind many people would be unhappy” needs a different clause structure, and “As technology become” has a subject–verb agreement error. The semicolon after “future” is also incorrectly used before “there are.” The conclusion’s final sentence lacks a complete grammatical structure. Review clause patterns, agreement, and punctuation, then check that every sentence has a complete main clause.

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