Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 17 · 2026-10-22

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 5.5)

In today's world, new methods of payment are beeing used and paying by cash becoming an old method. But the question remainds : is this will be accepteble by people? or do they will be unhappy with this cretical changes ? This essay will consider both views beforing geving my own opinion.

On one hand, some people believe that paying by card or phone is more useful since you do not have to carry on your wallet every where. also it gives you the abiliaty to check your balance with only one click. That help easily to control you spending ways, reduce unnecessary spendings and save more money. That suggests that we need this new methods to be more present in our dialy life.

In the other hand, others argue that those methods are not reailible. They claim that paying by phone or card is dengerous and may leed to lose money by a virus that crach the whole system. Personnally, I agree more with the new methods of payment since it made the process of baying more simple and help me gain a lot of time because I do not need to go to the bank to get money each time.

In conclusion, as the word continue devoloping a new method of payment will still appearing and one day cash money will not be used since all what we need is a phone.

Therefore, I agree more with the new methods of payment because of it made life easier.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

You give a clear preference for card and phone payments, and you mention reasons on both sides, including convenience and concerns about security. However, the task asks whether cash may disappear in the future and why some people would resist giving it up. Your response only briefly addresses the first question in the conclusion, and the reasons for resistance are limited mainly to the risk of viruses or system failure. The discussion of convenience is more developed, but examples and explanation remain general. To strengthen the response, state directly whether you think cashless shopping will eventually become universal, then explain several distinct reasons people may oppose it, such as privacy, access for people without bank accounts, or outages.

Coherence and Cohesion: Band 5.5

The response has a recognisable introduction, two body paragraphs and a conclusion, and phrases such as “On one hand” and “In conclusion” help signal the structure. However, the progression is not consistently clear: the opening promises to consider “both views,” although the task asks for a prediction and reasons for resistance, and the conclusion repeats your preference without fully resolving the prediction. Some linking is inaccurate or mechanical, including “In the other hand,” while “That suggests” does not clearly connect the preceding points to the broader claim. Improve cohesion by organising each paragraph around one part of the question and using clear references to connect each reason to your position.

Lexical Resource: Band 5.0

You use some relevant payment vocabulary, including “balance,” “spending,” “virus,” and “process of paying,” so the topic is generally understandable. However, the range is limited and several spelling and word-choice errors make the writing less clear, such as “reailible,” “dengerous,” “cretical changes,” and “cash money.” Some phrases are also unnatural, for example “control you spending ways” and “save more money.” Aim to learn accurate collocations and check spelling carefully; more precise terms such as “financial privacy,” “system failure,” and “cashless transactions” would help you explain the issue with greater clarity and variety.

Grammatical Range and Accuracy: Band 5.0

You attempt a few complex structures, such as “since you do not have to carry…” and “because I do not need to go to the bank,” but most sentences rely on simple patterns, and errors are frequent enough to make some parts difficult to follow. Examples include “is this will be accepted,” “That help,” “it made the process,” and “as the word continue developing.” These show problems with question formation, subject–verb agreement, and tense consistency. There are also missing or misplaced articles and punctuation, as in “a new method” and the spaces around the colon. Practise building accurate sentences with subordinate clauses, and proofread each sentence for a clear subject, verb, and tense.

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