Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 17 · 2026-10-28

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.0)

There has been a growing trend in developed countries that people prefer cashless transaction ratherthan carrying wallet and using cash as a form of transaction. Modern technologies has taken over the behaviour of the societies and digital wallets have make life of people hassel-free. However, I certainly believe that, in future liquid cash will only be known as ancient history. Moreover, I strongly believe that, some people might not be happy to give up using cash. For which, I will be giving reasons in the coming paragraphs.

Many stores have been accepting cashless transaction becaues it is easier to track and to keep account of sales and they can be assured that it is safe at the bank ratherthan in the cash counter of the store. Eventually, every transaction done online is safely registered in the online banking app and bank statements shows monthly transactions which makes them easier to track. Moreover, there is a less probability of bank getting robbed than a store, as we get news all the time that some random stores have been robbed by thieves. Eventhough, bank gets robbed, stills it will pay money to its clients which makes it a more secure option.

Digital wallets has also been popular in recent years because many people feel burden to carry wallet all the time and have to take care of it and mobile phone at the same time. But, digital wallets helps solve this problem as wallet is now inside the person's phone. Moreover, people feels more secured and enjoys their time outside which creates a sense of peace among it's users that is why it is getting popular everyday and people are shifting towards this.

However, mostly older generation seems to be unhappy because of this change, Older people are causious and doesn't have knowledge about technology which makes the vulnerable to online scams. Due to this many people seems to be offended by the idea of cashless transactions. There has been many cases regarding online fraud in recent years which makes them evenmore anxious about the idea of this.

Finally, I believe these changes in the technology are the sigh of development in technology and modernization of the society. However, we should consider all the impact that this change can make in our livelihood.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

You address both parts of the question and state a clear view: cash will eventually become obsolete, while some people will resist the change. Your explanations about businesses’ ability to track transactions and older people’s concerns about online scams are relevant, and the reference to reported online fraud supports the latter point. This meets the task well, with some elements of a more fully developed response: the position is clear and several reasons are offered. However, the prediction that cash will disappear is asserted rather than explored, and the discussion of resistance focuses mainly on older people. Develop these points with a specific example or another group’s concern, such as limited access to banking or unreliable internet, to make the response more complete.

Coherence and Cohesion: Band 6.0

The response has a coherent overall arrangement: an introduction, paragraphs on business and personal advantages, a paragraph on resistance, and a conclusion. Linking expressions such as “Moreover” and “However” help signal relationships between ideas. At times, though, cohesion feels mechanical because the same transitions recur, and some references are unclear. For example, “For which” does not connect naturally to the preceding sentence, while “this” in “the impact that this change can make” could refer to several earlier ideas. The paragraph about digital wallets also develops an advantage without clearly tying it back to the prediction that cash will disappear. Use more varied, precise links and make each paragraph’s connection to the question explicit.

Lexical Resource: Band 6.0

You use an adequate range of topic vocabulary, including “cashless transaction,” “digital wallets,” “online banking,” and “online scams,” so the main ideas are communicated clearly. There are also attempts at more formal phrasing, such as “a sense of peace” and “modernization of the society.” However, some word choices and collocations are inaccurate or awkward, including “liquid cash,” “feel burden,” and “the sigh of development.” Spelling errors such as “hassel-free,” “becaues,” and “causious” also reduce accuracy. Aim for natural, precise combinations and check spelling carefully; for instance, use “physical cash,” “feel burdened,” and “a sign of progress.”

Grammatical Range and Accuracy: Band 5.5

You attempt a mix of simple and complex sentences, including clauses introduced by “because,” “which,” and “that,” and the overall meaning is generally understandable. Some sentence structures are effective, such as the explanation that online transactions are registered and easier to track. However, errors in agreement, verb forms, articles, and punctuation recur. Examples include “Modern technologies has,” “Digital wallets has,” “bank statements shows,” and “older people … doesn’t have.” The sentence beginning “Eventhough, bank gets robbed” also has faulty clause construction and punctuation. These errors do not usually prevent understanding, but they limit control. Review subject–verb agreement and practise checking each clause for a clear subject and correctly formed verb.

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