Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 17 · 2026-10-29

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.0)

Technology plays a crucial role in the substantial changes happening in the world of banking. Many people believe that in the future, they will pay for things using cards or phone rather than cash. It means paper bills would be eradicated and all tenders will go cashless,which I totally agree, because people are already influenced with technological upgrades. On the other hand, there are people who still use cash for all their transactions who may not happy with this change.

The first and foremost fact is that in future, people will always running back to the technological advancements. It's because they get all the facilities under their finger tips,which will be the main cause of them to rely on cards rather than physical cash for making payments. Apart from this,they don't need to carry cash on their hands and it's easy for them to escape from strangers. For example,after next year most retail stores in some countries are planning to make their transactions only through card.Secondly, it help people to know more about how technology works in our society. Thus, people have the interest to know about to the online transactions,debit,credit and so on.

On the other hand,a major part of our society are filled with elder people. From their experience in money-matters are related to carrying money in their hands and paying things through cash.It's because they are not aware about the technologies that surrounded in our day-to-day life.Apart from this, they have fear to use transactions through hand, It's because they are aware about the cyber security threats like hacking and identity threats. Following this,they like to pay cash transactions by hand.

In conclusion, many people believe that they may no longer able to pay things in shops using cash.On the other hand, there are some people like to pay using cash. In my opinion, I strongly state that people are already influenced by the technological advancements,but we need to consider the fair amount of people who may not happy with this change.It's because of their lack of technical knowledge.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

You address both parts of the question: you agree that cashless payments may become widespread, and you explain why some people—especially older people—may resist, citing unfamiliarity with technology and concerns about cybercrime. Your position is clear in the introduction and conclusion, and the examples about retail stores and older users are relevant. This meets the task well, with some elements showing stronger development than others. However, the prediction that stores will move to card-only payments is asserted rather than explained, and the point about people learning how technology works is not clearly connected to why cash will disappear. Develop these links and support the reasons more specifically to make the response more complete.

Coherence and Cohesion: Band 6.0

The response has a clear overall structure: an introduction, a paragraph supporting cashless payments, a contrasting paragraph about people who prefer cash, and a conclusion. This makes the main line of argument easy to follow. You also use signposts such as “On the other hand,” “For example,” and “In conclusion.” However, some connections feel mechanical or unclear: “Following this” does not clearly show how the preceding cyber-security concern leads to the preference for cash, and “Secondly” introduces a point that is not strongly linked to the first reason. Several sentences also run together because spaces after punctuation are missing. Use clearer links between each reason and its consequence, and make paragraph transitions more natural.

Lexical Resource: Band 6.0

You use an adequate range of topic vocabulary, including “technological advancements,” “transactions,” “cyber security threats,” and “identity threats.” These choices show an effort to discuss banking and digital payments beyond basic terms, and the meaning is generally understandable. Some less common expressions are not used naturally or precisely, however. “All tenders will go cashless” is an awkward way to describe payments, while “escape from strangers” does not clearly express the intended benefit of avoiding theft or carrying cash. Phrases such as “facilities under their finger tips” and “transactions through hand” are also unclear. Choose more conventional collocations and check whether each phrase conveys the exact idea you intend.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and complex sentences, using structures such as “because” clauses and contrasts with “On the other hand.” The overall meaning can usually be followed, but grammatical control is uneven, and errors occur in verb forms, agreement, articles, and sentence construction. For example, “people will always running” should be “people will always be turning,” and “it help people” needs subject–verb agreement (“it helps people”). In “there are people … who may not happy,” the verb “be” is missing. Some sentences also combine clauses without clear punctuation, making relationships harder to follow. Practise accurate verb patterns and agreement, and proofread sentence boundaries while retaining your attempts at complex structures.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.