Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 17 · 2026-10-31

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.0)

Trend of using cash may be slow down to buy goods in upcoming era,as people would have more likely to use plastic money for their expenditure.I agree with this notion because of two major reasons;faster way to buy things and cashless economy symbolize as developed economy.Some people would not agree with cashless payments due to financial illetracy and financial frauds.

To begin with, due to technological advancement transection of fund can be approved in faster way either domestic or international.Moreover,people have easy access to pay for their goods and services by using mobile phones or debit card and credit card.As a result they would save their time which they had to spend on withdrawl through bank and to pay somone. Additionaly it also symbolised india's target of 'Digital Bharat' and India as leading economy in terms of developement. Further people with low pay scale such as street vendors and small enterpreneueres are also becoming part of it by using 'QR Code, Phone pe,GPay for receiving money.which is part of Inclusive Growth. Therefore people may no longer be able to pay for things using cash.

However, some people would not stop using cash for taking services. First of all, there are some areas worldwide deprived of education which leads to less information about using of technological gadgets. Moreover, our elderly poplulation less likely to use digital transactions. Owing to this, they deny the concept of cashless economy. What is more, increasing number of cyber frauds also prevent people from using plastic money. A survey has been conducted by India 's finace ministry shows that last year 38% cyber fraud were reported. So people might not be happy to give up using cash.

In conclusion, although some people would not be happy to use digital currency due to frauds in payments and less knowledge about using cards and mobile phones to make payments, the positive sides such as faster way of cashless transactions can not be unveiled.Hence the trend of using cash less payment would increase in future.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear: you expect cash use to decline, and you explain both why this may happen and why some people will resist it. The discussion of quicker transactions, phone and card access, older people’s unfamiliarity with digital payments, and cyber fraud addresses the task directly. The India-specific examples, including QR-code payments and the reported fraud figure, also help make the response relevant. This meets the main requirements strongly, but the reasons are not equally developed: the claim that cashless payments symbolise a developed economy is asserted rather than explained, and the fraud statistic would be more persuasive with a clearer source or explanation. To strengthen the response further, extend each main reason with a specific consequence or example.

Coherence and Cohesion: Band 6.0

The essay has a clear overall structure: an introduction states your view, two body paragraphs present the benefits and concerns, and a conclusion restates the position. Linking expressions such as “To begin with,” “However,” and “In conclusion” help readers follow the main stages. However, cohesion is sometimes mechanical because several sentences begin with “Moreover,” “Further,” or “What is more.” Some connections between ideas are also abrupt: the move from faster payments to “Digital Bharat” and then to inclusive growth would benefit from a clearer explanation of how these points support your argument. Improve progression by grouping closely related points and using pronouns or more specific transitions to show how each example develops the preceding idea.

Lexical Resource: Band 6.0

You use an adequate range of topic vocabulary, including “cashless economy,” “digital transactions,” “cyber frauds,” and “inclusive growth,” and these choices make your subject clear. There are also attempts at more formal phrasing, such as “technological advancement.” However, inaccurate spelling and word choice sometimes weaken precision, as in “transection,” “illetracy,” and “enterpreneueres.” Some collocations are unnatural, including “Trend of using cash may be slow down” and “approved in faster way.” Aim to learn common word partnerships for this topic and check spelling carefully. More precise phrasing would help your ideas sound natural and make the argument easier to read, while retaining the useful range you already demonstrate.

Grammatical Range and Accuracy: Band 5.5

You attempt a mix of simple and complex sentences, using structures such as “because of two major reasons” and “Owing to this,” and the overall meaning is generally understandable. Some grammatical errors remain, however. For example, “Trend of using cash may be slow down” has an incorrect verb construction; “people have easy access to pay” uses an unsuitable pattern; and “38% cyber fraud were reported” has a number-agreement problem. Articles and punctuation also need attention, particularly in the opening sentence and around the quoted examples. Practise forming accurate passive constructions and checking subject–verb agreement, articles, and sentence boundaries. Greater control of these patterns would make your complex sentences clearer and more reliable.

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