Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 17 · 2026-11-02

IELTS Writing Task 2 question

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

 

Student answer (Band 6.0)

In recent times, a massive persuasion from the government has been observed to digitalise a money. This practice results in paying digitally either through cards or online banking applications. At the same time, this intervention is not completely made into effect as the payments are still processing through cash. As a matter of fact, the day is not far when each and every transaction would be made through digital platforms.

The predominant reason behind this transformation is the state policies to impose the due taxes on people's real earning. In reality, the tax is implied only on the money shown in the personal accounts. Accordingly, to keep the money away from the government's eyes, the people prefer to exchange money in cash. For instance, the owner of the house always telll the tenants of their property to pay in cash. Obviously, it implies they have not disclosed in their papers while filling a tax that they are earning from any rental property. Furthermore, it will promote transparency in the accounts and results in clearing out the black money. Undoubtedly, the black money could be earned through legal operation, however, it is concealed from the government's eyes to safe it from taxes.

Meanwhile, the imposition of banning the cash transactions would results in challenging an illiterate community. Those who had not have the privilege to educate, how they could be able survive in the technological world? Probably, they would hire the middlemen. Conclusively, they could deceive these people by doing some manipulations in account and transferring some money in their own bank. Therefore, it would render them in a confusion and leads to tension among the selected ruling party and their masses.

Overall, it is profitable for the government as it would leads more money in their treasury. On the other hand, it would results in the formation of brokers who become in-charge of uneducated people's account.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

You address both parts of the question: you predict that cash use will decline, and explain why some people may resist a cashless system. Your position is clear in the opening and conclusion, and the examples about landlords concealing rental income and less-educated people relying on intermediaries are relevant. However, the prediction that cash will disappear is asserted more than explained; the discussion focuses mainly on government tax collection rather than why shops and customers would move to digital payments. The concerns about access and possible exploitation are more developed, but the point about tension between the ruling party and the public is unclear. Explain the practical drivers of cashless payments and extend each main reason with a clearer consequence or example.

Coherence and Cohesion: Band 6.0

The response has a recognisable overall structure: an introduction, a paragraph about government policy, a paragraph about people who may struggle with digital payments, and a conclusion. Linking expressions such as “Furthermore,” “Meanwhile,” and “On the other hand” help signal shifts between ideas. However, some connections are mechanical or do not accurately show the relationship between points. For example, “Overall” introduces a conclusion that largely repeats the earlier contrast, while the link between digital payments and “tension among the selected ruling party and their masses” is difficult to follow. Some references, including “this intervention” and “they,” are not fully clear. Make each paragraph’s central point explicit and use transitions that show the precise logical connection.

Lexical Resource: Band 6.0

You use an adequate range of topic-related vocabulary, including “digitalise,” “transactions,” “transparency,” “black money,” and “middlemen.” These choices allow you to discuss taxation and the risks faced by people with limited digital access. You also attempt less common expressions, but some are inaccurate or unnatural, such as “a massive persuasion from the government,” “the tax is implied,” and “safe it from taxes.” These choices sometimes make the intended meaning less precise. There are also spelling and word-form slips, including “telll.” Aim for natural collocations and check whether a word expresses the intended meaning: for example, use “government push” rather than “massive persuasion,” and “evade taxes” rather than “safe it from taxes.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and complex sentence forms, including clauses introduced by “as” and “however,” and the overall meaning is generally understandable. However, errors in verb forms, agreement, articles, and sentence construction recur. Examples include “the owner … always telll” (subject–verb agreement), “would results” (incorrect verb form), “Those who had not have” (tense and auxiliary form), and “how they could be able survive” (missing “to” and awkward clause structure). The sentence beginning “At the same time” also has an unclear construction around “the payments are still processing.” Review subject–verb agreement and modal patterns, and edit complex sentences to ensure each clause has a clear subject and correctly formed verb.

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