Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · IELTS Predictions Nov 2026 · 2026-11-12

IELTS Writing Task 2 question

Some people believe that it is important to save a large part of their income for the future. Others think that people should spend more of their income while they are earning it.

Discuss both these views and give your own opinion.

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is a considerable debate whether people should save money during their job service or spend major amount while earning it. In my opinion, one should save resources to use later on because at that stage most of the people suffer more from health related issues and also they need caretakers so spending all during young age is not a suiteable option.

Few of the people argue that younger people should enjoy their life to the fullest and for that they should spend extravagantly. In their opinion, a person should spend on a luxuary lifestyle, plan international tours, attend parties and friends' gatherings without thinking about future savings because at increasing age many health issues occur, you are unable to be a part of that amazing lifestyle.

On the other hand, a group people consider that appropriate way of living is to spend thoughtfully during early days of life because when you reach the retirement time you should be quite self sufficient to bear your own expenses. It happens that senior citizens develop chronic diseases, such as diabetes, hypertension, heart issues for which they need helpers for daily chores and in case they donot save funds for that time they wil end in a ery pity condition. I clearly back this idea of living and saving your funds for that era when you will have nobody to support finicialy. In this way, you can have better life at older age.

In conclusion, saving

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

You discuss both positions and state your own view: the opening supports saving, while the second paragraph explains why some people prefer spending on travel, parties and a luxurious lifestyle. Your reasons about retirement, chronic illness and needing help are relevant. However, the discussion is only partially developed: the case for spending is mostly listed rather than explained, and the saving argument repeats the concern about future health without adding much support. The conclusion is unfinished (“In conclusion, saving”), so it does not summarise your position. The response is also 7 words below the required minimum. Develop each side with a specific example and complete the conclusion to address the task more fully.

Coherence and Cohesion: Band 5.0

The response has a recognisable structure, with an introduction, separate paragraphs for the two views, and an attempted conclusion. Phrases such as “On the other hand” help signal a change in viewpoint. However, progression is limited because ideas within paragraphs are often placed in a list, and the saving paragraph repeats points about old age and health. Some connections are unclear, as in “for which they need helpers” and “In this way,” where the relationship to the preceding idea could be made more explicit. The final paragraph stops after “In conclusion, saving,” disrupting the overall organisation. Use clearer topic sentences, link each reason to its consequence, and finish with a complete concluding statement.

Lexical Resource: Band 5.5

You use some relevant topic vocabulary, including “retirement,” “chronic diseases,” “self sufficient,” and “international tours,” which helps communicate the main ideas. There are also attempts at less common expressions, such as “spend extravagantly” and “health related issues.” However, several word choices and collocations are inaccurate or awkward, including “job service,” “major amount,” “a suiteable option,” and “pity condition.” Spelling errors such as “luxuary,” “donot,” and “finicialy” are noticeable and reduce precision. Aim for more natural phrasing and check spelling carefully; for example, use “during their working lives,” “a substantial amount,” and “a difficult situation.”

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and more complex sentence forms, including a reason clause beginning “because” and a relative clause in “diseases … for which they need helpers.” These attempts show some range, but control is uneven. Examples include “Few of the people argue,” where the article and quantifier pattern is faulty, and “a group people consider,” which is missing a grammatical link. The sentence beginning “In their opinion” shifts from “a person” to “you,” making the reference inconsistent. There are also run-on or awkwardly joined ideas, particularly in the long sentence about senior citizens. Practise accurate clause construction, articles, and consistent pronouns, and use full stops to separate ideas when needed.

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