Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-11-05

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

In this modern era. Nowadays, everyone have more responsibilities and everything is more expencive camperison to old time. According to my point of view, it is very important that young people do save money for their future. I would like to talk about this in next two paragrapghs.

firstly, todays education and lifestyle are more expensive ratherthan old time. Nowadys, if we want good education then we neen spend more money fot get high level study because unversities and schools provide education to us according to our budget. If we want set in abrod countieries then we need hihg standerd education but only cambradige eduction system can we provide this type of education but cambridge schools and universities take more money for providing this type education. so it is very important, we teach to our childern for about value of money.cessary things

scondly, people believe more show us status ratherthen simple life. if we want live in good socity then we need money. morever, nowadys health system is too much expensive. A poor person strugle more for a medicine camparison to rich people. todays, A rich person value is more rstherthen a poor person. so, if we want, our childern life is easy, then it is very necessary to provide lesson to childern, how then can save money for their future and how money is very important for easy lifestyle.

Overall. in my opion, we can not do anything without money because todays everyting depends on money like home necessary things and out side necessary things. so, every parents should provide lesson to their childer how is money inportant for their furture because if we face any prople in future then our saving can do mor help us for solving the problem such as education, lifestyle, hospital related everthing.

AI examiner evaluation

CriterionBand
Task Achievement / Task Response5.5
Coherence and Cohesion5.5
Lexical Resource4.5
Grammatical Range and Accuracy5.0
Overall5.0

Task Achievement / Task Response: Band 5.5

Your position is clear: you agree that young people should save, and you give relevant reasons involving education, healthcare and future expenses. These examples show an understanding of the topic. However, the response addresses the issue only partially because several claims are asserted rather than explained. For instance, the point that education costs more is followed by a confusing claim about Cambridge being the only system that provides a high standard; this needs clarification and support. The discussion of social status and healthcare also remains general, with no specific example showing how saving helps. Develop each reason through a clear explanation or a relevant example, and make the extent of your agreement explicit in the conclusion.

Coherence and Cohesion: Band 5.5

The response has an introduction, two body paragraphs signalled by “firstly” and “scondly,” and a concluding paragraph, so the reader can identify its broad structure. The ideas are generally grouped by topic, with education in one paragraph and lifestyle and healthcare in the next. However, progression within paragraphs is often difficult to follow: the education discussion moves from costs to studying abroad and then to Cambridge without clear links. Connectors such as “so” and “because” are repeated, and some transitions do not show the relationship between ideas precisely. The unfinished phrase “value of money.cessary things” also interrupts the flow. Plan a clear sequence for each paragraph and use accurate referencing and linking expressions to show how each example supports your main point.

Lexical Resource: Band 4.5

You use some topic-related vocabulary, including “responsibilities,” “education,” “health system,” “status” and “saving,” which helps communicate the main subject. However, the range is limited and several words or phrases are repeated, especially “money,” “important” and “necessary.” Frequent spelling errors, such as “expencive,” “unversities” and “childern,” make the writing harder to read, while inaccurate word choices sometimes obscure meaning—for example, “a poor person value is more” does not clearly express your intended comparison. Build a more precise vocabulary for costs and financial planning, and check spelling and collocations carefully. Using accurate phrases such as “living expenses” or “financial security” would make your ideas clearer and more appropriate for this essay.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple statements and longer sentences with reasons, such as “if we want good education then…” and “because if we face any prople in future…”. This shows an effort to connect ideas rather than relying only on short sentences. However, the range of structures is limited, and complex sentences are often faulty. Examples include “everyone have more responsibilities,” “we need spend more money,” and “how then can save money,” where agreement, verb forms or sentence construction are not controlled. Sentence boundaries and punctuation are also inconsistent, as in “In this modern era. Nowadays,” and the lower-case starts after full stops. Practise accurate subject–verb agreement and verb patterns, and use shorter, complete sentences before adding subordinate clauses.

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