Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-08

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is often express that thinking about future life average all of the generation it is crucial to save money. I firmly agree with this perspective because ageing people spend rest of money in future life and young one can continue further study.

To begin with, adult people when take retairement their save money will be the life safer, because now parents when get older their son avoid to lokk after them. So, that time ageing people can take medicine, food, rent home. For instance, in a Dhaka University survey display that one third of the ageing people are lead their life harder, and when they productive all of money spending for childrens purposes. As a result, they are lead a burn life, when save money they use rest money their basic need.

Furthermore, another key factor is that younger age time to learn and practice do not over use money, cause nop one knows when you fall one danger that time everyone hamper mange money. Moreover, when that time to try save money it is heplful for one higher study. For example, nowdays going to abroad higher studies is to much costly or country private university courses also same. Whereas, it is also offer economical supporte to your family. One who younger should maintain less tour, eating outdoor habit, and unnessesary bought products.

In conclusion, all ages people should be thinking to unusual costing or must be productive to thinking save money system. Despite, in future ageing people are fall dramatic sistuations, and lead a pethatic life, whereas child also earn habit of money save.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the start: “I firmly agree,” and both body paragraphs give relevant reasons for saving. You explain that older people may need savings for medicine, food and rent, and that young people can use savings for further study or support their families. These points address the task, but they are not developed equally or always clearly. The example about a Dhaka University survey is relevant, yet its finding is difficult to interpret and is not connected precisely to the claim. The point about young people avoiding unnecessary spending also needs a clearer explanation of how this builds future security. Develop each reason with a specific, clearly explained example and maintain the focus on why saving matters across different ages.

Coherence and Cohesion: Band 6.0

The response has a recognisable overall structure: an introduction, two body paragraphs with separate reasons, and a conclusion. Transitions such as “To begin with,” “Furthermore,” and “In conclusion” help signal this progression. However, connections between some sentences are mechanical or unclear, and the reader sometimes has to infer how one point leads to the next. For example, the move from older parents receiving less care to the survey finding is abrupt, while “Whereas” does not clearly express the relationship between studying abroad and supporting one’s family. Some references, including “that time,” are also vague. Use linking expressions only when their meaning fits, and make each paragraph’s central idea and supporting explanation follow in a clear sequence.

Lexical Resource: Band 5.0

You attempt vocabulary relevant to the topic, including “retirement,” “higher study,” “economical support,” and “unnecessary,” and you use some topic-specific terms such as “medicine” and “private university.” However, inaccurate word choice, collocation and spelling often make the meaning difficult to follow. Phrases such as “life safer,” “burn life,” and “fall dramatic situations” do not express the intended ideas naturally; “productive” also seems to be used where you mean working or earning. Spelling errors such as “retairement,” “heplful,” and “unnessesary” further reduce clarity. Build a reliable set of phrases for discussing savings, financial security and education, and check spelling and word forms carefully.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including clauses introduced by “because,” “when,” and “whereas.” This gives the response some structural variety, but control is inconsistent, and errors sometimes make relationships between ideas hard to understand. For example, “adult people when take retairement their save money will be the life safer” lacks a clear clause structure, while “one third of the ageing people are lead their life harder” has problems with verb form and agreement. The conclusion also contains incomplete or awkwardly joined clauses. Practise building complete sentences with a clear subject and verb, and check tense, articles, agreement and punctuation. Aim for accurate sentences before adding several clauses.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.