Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-09

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In recent years, this topic grabbed attention of the people around the world because of inflation and over population. It is crucial for individuals of every age to save their financial resources for upcoming years. I strongly agree with this viewpoint that I will discuss in the paragraphs below.

To begin with, the main reasons for saving money is that there are ongoing crises in the world around us. The population is increasing day by day and due to the reason there is now compilation in finding jobs. If we do not do so we will find problems in fulfilling our basic needs. Furthermore, there are other obstacles that should be addressed like wars and shortage of fuel. Due to these complications, we will find difficulty in finding jobs.

The other reason is that the prices of goods are also escalating day by day although the wages are also increasing but they are not good enough to meet the basic needs. It is a high chance that we will fight to cover the expenses Moreover, house's prices are extremely high an individual can not buy a house with his monthly wage. Saving money can be useful for getting a house.

To conclude, It is important for everyone, including young people, to save money for their future. But the management is really path breaking if we save money irregularly so we will find complications in today's senioario.

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

Your position is clear: you strongly agree that people should save, and you give relevant reasons involving employment uncertainty, rising prices and housing costs. However, the response addresses the task only partially because these points are mostly asserted rather than explained with specific examples or fuller reasoning. The discussion also focuses on general financial pressures, with little attention to why saving matters particularly for young people. The conclusion repeats the prompt’s claim but adds an unclear point about managing savings irregularly. The response is 222 words, below the 250-word minimum; 14 words copied from the task prompt were not counted. Develop each reason with a concrete example and explain how it supports your position.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, two body paragraphs and a conclusion. Signposting such as “To begin with,” “Furthermore,” and “To conclude” helps readers identify the stages of the argument. However, progression within paragraphs is uneven: the first body paragraph moves from population growth to job competition, basic needs, wars and fuel shortages without clearly connecting each point. The second paragraph also shifts quickly from wages to expenses and house prices. Some linking is repetitive, particularly the repeated use of “day by day” and “Due to.” Build a clearer sequence by developing one main idea at a time and using explicit references to show how each example supports it.

Lexical Resource: Band 5.5

You use a range of topic-related vocabulary, including “inflation,” “financial resources,” “ongoing crises,” “shortage of fuel” and “escalating.” This is enough to communicate the general subject, but the range is limited and several choices or combinations are inaccurate or unnatural, which can make meaning less clear. For example, “compilation in finding jobs” does not express the intended idea, and “fight to cover the expenses” is an awkward collocation. “Path breaking” and “today’s senioario” are also unsuitable or misspelled. Aim for precise, natural phrases and check spelling; this will make your argument easier to follow and more convincing.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more extended sentence forms, including clauses introduced by “because,” “although” and “if.” However, the range is limited, and errors occur frequently enough to affect clarity. For example, “the main reasons … is” has subject–verb disagreement, while “the population is increasing … and due to the reason there is now” is awkwardly constructed. There are also missing or incorrect articles and punctuation problems, as in “a high chance” followed by an unmarked sentence boundary, and “house’s prices.” The final conditional, “if we save money irregularly so we will find complications,” is not grammatically controlled. Practise accurate sentence boundaries, agreement and conditional structures before adding more complexity.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.