Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-11-09

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

"Money can buy you happiness" , the famous quote from todays generations . It is very important how people earn money and more then it mindful spending is more significant . Money comes with the responsibility on the people's shoulder . Saving for the future is important part for everyone including young people. In the further paragraphs i will eloborate why it is important for everyone including young people to save money for their future and i will conclude at the end to what extent do i agree or disagree.

To begin with , in today's era when everything, every service , every experience comes with a cost . In this expensive era fulfilling your and your family's demand is a huge responsibility and along with that saving money for future is also significant . Saving for future helps in unseen , unwanted hazards or disasters in future which we are not aware. For example , in future if your are suffering from any medical illness , to get expensive services you will require fundings.

Saving is a good habit which should be encorporated from a very young age . Starting saving from a very young age can help in future to eliminate discomfort . If in future , they want to build their own house , a businessor or to buy any luxury saving will be helpful . in future they can spend for their own study . for example one person started saving from young age that benifited him in terms of , that he was able to fulfill moeny for his own study

After understanding the importance of money upcoming expenditure and way of life style i totally agree with this statement

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

You address the topic and state a clear position in the conclusion: “I totally agree with this statement.” Relevant reasons include preparing for medical costs and saving towards education, a home, or a business. These examples show why saving may benefit young people as well as adults. However, the position is not stated clearly in the introduction, and some points are asserted rather than explained. For instance, the medical-cost example is relevant, but you could explain how savings reduce reliance on borrowing or help someone access treatment. The examples about buying a house or luxury items are also listed without much development. Make your degree of agreement explicit from the start and extend each main reason with a clearer explanation or specific example.

Coherence and Cohesion: Band 6.0

The response has an overall structure, moving from an introduction to reasons and then a concluding statement. Paragraphs broadly group related ideas, and phrases such as “To begin with” and “For example” help signal development. However, progression within paragraphs is sometimes unclear, and some linking language feels mechanical or repetitive, particularly repeated references to “in future.” The final paragraph is very brief and does not summarise the reasons that support your position. Some references are also unclear, such as “that benefited him,” because the reader must infer what “that” refers to. Organise the body around distinct reasons, use clearer links between explanation and example, and write a conclusion that briefly brings the argument together.

Lexical Resource: Band 5.0

You use some topic-related vocabulary, including “responsibility,” “saving,” “medical illness,” and “expenditure,” so the reader can follow the main ideas. However, the range is limited and several word-choice, collocation, and spelling problems make the writing less natural. Examples include “fundings” for money needed to pay for services, “unseen, unwanted hazards,” and “fulfill moeny.” “Today's era” and “expensive era” are also repeated rather than varied. These issues fit a level where vocabulary is sufficient to communicate the basic message but control is inconsistent. Build a bank of natural phrases for financial planning, such as “unexpected expenses” and “set money aside,” and check spelling and word forms carefully before submitting.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more extended sentence forms, including the sentence beginning “Saving for future helps…” and the conditional example about future medical needs. The main message is generally understandable, but some grammatical errors occur across the response. For example, “Saving for the future is important part” needs an article, while “if your are suffering” has an incorrect pronoun and verb form. The opening quotation is also punctuated awkwardly, and several sentences begin with lowercase “i” or “in.” Some longer sentences, such as the opening sentence of the second paragraph, are not controlled consistently. Practise accurate articles, pronouns, and sentence boundaries, then proofread punctuation and capitalisation.

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