Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-11-09

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

It is crusial for everyone, including young individuals to have fiancial literacy and they should manage their assets for their future. I firmly agree with thid view because it gives financial support in future as well as give a range of money management skills.

I agree with the statement because it has several benifit. Firstly,when young peoples save some assets for their future as a result they can support himself in studies as well as in differet kind of emergancies From my personal life experience when i was a child my father and elder brother give a lesson about money saving and management which helps me a lot in my university life. I was able to pay my tution fees and afford my transport expenses which lighten the burden on my family.

Secondly, money saving can help an individuals to support their family in tough time, like any kind of emargency situations. For instance, when i was student in college i started saving money on daily basis as a result when i become a student of univercity i satrted a small bussiness of shoes which expand day by day and now I am able to support my family in any kind of situation. It is all because of my savings and the lessons taught by my elders.

Consiquently, Saving money and financial litracy is very crussial for everyone including young individuals. It can help them in several uncertain conditions even if it is in student life or in supporting family by providing financial help.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the opening: you firmly agree that saving is important, and you give relevant reasons about education costs and helping family members in emergencies. The personal examples—paying tuition and transport costs, then starting a shoe business—make the response specific and support your view. However, the discussion of financial literacy sometimes replaces a fuller explanation of why everyone, particularly young people, should save. The second example also focuses on your business success without explaining how the lesson applies more broadly. Develop each reason with a clearer link to the statement and explain why saving is useful even for people with limited income.

Coherence and Cohesion: Band 6.0

The response has a clear overall structure: an introduction, two body paragraphs signalled by “Firstly” and “Secondly,” and a concluding summary. The ideas generally progress from personal education expenses to supporting a family, so the reader can follow your argument. Some connections are less controlled, however. For example, “Firstly, when young peoples save some assets for their future as a result” combines the point and its consequence awkwardly, while several sentences run together without clear punctuation. The repeated use of “as a result” and “For instance” also makes linking somewhat mechanical. Use full stops to separate complete ideas and vary the way you show cause, example, and consequence.

Lexical Resource: Band 5.5

You use relevant vocabulary for the topic, including “financial literacy,” “money management,” “emergency situations,” “tuition fees,” and “transport expenses.” These choices help communicate the main ideas, and “lighten the burden” is an effective phrase. However, spelling errors such as “crusial,” “fiancial,” “benifit,” and “univercity” are noticeable, and some word choices or collocations are inaccurate: “save some assets” would be more naturally expressed as “save money,” while “support himself” does not match the plural subject. The range is adequate, but greater accuracy and more natural phrasing would make the argument clearer and more precise.

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and complex sentences, including clauses with “because,” “when,” and “which,” and the main message remains understandable. Some grammatical errors nevertheless recur. For example, “it has several benefit” has a singular-plural mismatch, “young peoples save” uses an incorrect plural form, and “when I become a student” shifts tense in a past narrative. Sentence boundaries also need attention: the sentence beginning “Firstly, when…” runs into “From my personal life experience” without appropriate punctuation. Practise subject–verb agreement, consistent past-tense narration, and separating independent clauses. These improvements would help you use your varied sentence forms more accurately.

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